Remote Commercial Lines Underwriter Trainee

aoins; West Des Moines (IA); Hybrid; USD 52,000 - 76,000; Full time

Job summary

Auto-Owners Insurance is seeking a motivated underwriting trainee to join our team. This role supports underwriting decisions by applying coverage rules in line with company philosophy and participates in the underwriter training program.

After initial in-person training, there may be flexibility for work-from-home time as defined by leadership. The position emphasizes learning, collaboration with agents, and professional growth within a top-rated insurer.

Qualifications

• Bachelor's degree or direct equivalent experience with property/casualty underwriting.
• Ability to organize data, multi-task and make decisions independently.
• Above average communication skills (written and verbal).
• Ability to write reports and compose correspondence.
• Ability to resolve complex issues.
• Continually develop product knowledge through approved educational programs.

Responsibilities

• Learn various insurance coverages and contracts and company procedures to make underwriting decisions.
• Read and interpret documents such as policies, manuals, forms, and endorsements.
• Assemble information, develop opinions, and express decisions clearly.
• Analyze loss experience, financial conditions and risks.
• Acquire working knowledge of supporting sections of underwriting.
• Communicate with independent agents and associates.
• Participate in and complete the Company underwriter training program.

Skills

Data organization

Decision making

Communication skills

Report writing

Issue resolution

Learning mindset

Education

Bachelor's degree or equivalent in underwriting

Job description

Auto-Owners Insurance is seeking a motivated underwriting trainee to join our team. This role supports underwriting decisions by applying coverage rules in line with company philosophy and participates in the underwriter training program.

After initial in-person training, there may be flexibility for work-from-home time as defined by leadership. The position emphasizes learning, collaboration with agents, and professional growth within a top-rated insurer.