Remote Card Risk & ATO Analyst

Binance; United States; Remote; USD 90,000 - 140,000; Full time

Benefits offered by this job

Remote work options

Competitive salary

Job summary

Binance is seeking a Risk Control Analyst to join the risk team, focusing on Card (issuer side) risk management and ATO risk strategy. You will design, deploy, and maintain risk control strategies across card and ATO domains in collaboration with stakeholders and engineering teams.

The role emphasizes building detection rules, monitoring risk metrics, and optimizing controls in a fast-paced fintech environment. Strong SQL, analytics, and knowledge of AI tools are preferred.

Qualifications

• 3+ years of experience in risk control, fraud prevention, or a related analytical role.
• Hands-on experience designing and deploying risk rules/strategies in a real-time production environment.
• Strong analytical skills: ability to extract risk features from data, build detection logic, and measure control effectiveness.
• Solid understanding of risk control frameworks, including rule-based systems, scoring models, and layered defense design.
• Proficiency in SQL and data analysis tools; comfortable working with large datasets.
• Experience using AI tools in day-to-day work to analyze risk issues and automate rules.

Responsibilities

• Serve as the primary risk point of contact for card issuer side risk matters, including BIN card fraud, transaction monitoring, and card lifecycle risk controls.
• Collaborate with payment and card business teams to gather requirements, propose risk control measures, and drive end-to-end implementation.
• Design and deploy risk rules and strategies for card-related scenarios, including card opening, credit limit adjustments, transaction authorization, and dispute/chargeback handling.
• Monitor card risk metrics, conduct post-event analysis, and continuously optimize control effectiveness.
• Evaluate third-party card risk vendors and solutions; drive integration where valuable.
• Design and deploy ATO risk control strategies, including risk analysis, feature extraction, rule/strategy deployment, and control flow design.
• Build and refine ATO detection and prevention pipelines across login, device, transaction, and account-change scenarios.
• Leverage risk signals (device, IP, behavioral, biometric) to construct multi-layered defense chains.
• Analyze attack patterns and emerging threats; translate insights into actionable detection rules and mitigation strategies.
• Document risk control designs, decision logs, and post-incident reviews.
• Work with data and engineering teams to implement and tune risk models and rules.
• Participate in cross-functional projects spanning payment, compliance, and product teams.

Skills

SQL

Risk analysis

Fraud prevention

Data analysis

Stakeholder management

AI tools

Job description

Binance is seeking a Risk Control Analyst to join the risk team, focusing on Card (issuer side) risk management and ATO risk strategy. You will design, deploy, and maintain risk control strategies across card and ATO domains in collaboration with stakeholders and engineering teams.

The role emphasizes building detection rules, monitoring risk metrics, and optimizing controls in a fast-paced fintech environment. Strong SQL, analytics, and knowledge of AI tools are preferred.