Remote Balance Sheet Strategy Analyst

Pathwardcareerfair; United States; Hybrid; USD 86,000 - 145,000; Full time

Job summary

Pathward is seeking a Balance Sheet Strategy Analyst to design and maintain the financial models, data workflows, dashboards, and reporting used to support the Bank's loan sale and broader balance sheet optimization strategies.

The role evaluates loan sales, participations, syndications, and other off-balance-sheet alternatives by analyzing pricing, transaction structures, portfolio impacts, expected financial outcomes, ROA modeling, and required data capture for retained and transferred

Qualifications

• Bachelor's degree in finance, accounting, economics, business or data analytics, information systems, mathematics, or a related field.
• Two to five years of experience in banking, commercial lending, treasury, capital markets, portfolio analytics, FP&A, or transaction advisory.
• Strong financial modeling skills, including valuation, cash flow analysis, forecasting, and scenario analysis; advanced Excel proficiency required.
• Experience developing Power BI data models and dashboards and working with large loan-level or financial datasets.
• Experience with data integration platforms (Matillion, Alteryx, Azure Data Factory, dbt, Informatica) is preferred; SharePoint experience is beneficial.
• Ability to independently structure complex analytical problems and communicate clear recommendations to technical and nontechnical stakeholders.
• Knowledge of loan-sale, syndication, securitization, or balance sheet management is preferred.

Responsibilities

• Own and enhance models, dashboards, and data workflows for loan portfolio strategy.
• Analyze pricing, sale proceeds, gain/loss on sale, retained economics, and capital impacts.
• Develop valuation, cash flow, profitability, and balance sheet forecasting models.
• Develop ROA and balance sheet optimization models for portfolio performance.
• Identify loans/portfolios for potential sale based on economics and fit.
• Support loan-sale lifecycle: valuations, bid comparisons, forecasts, post-transaction analysis.
• Build Power BI data models and dashboards; use SQL/Matillion to integrate data.
• Define data capture, reporting, and governance for off-balance-sheet activities.
• Establish validation, reconciliation, change-control, and documentation standards.
• Track transactions, translate results into recommendations, present to management.

Skills

Financial modeling

Forecasting

Scenario analysis

Advanced Excel

Independent problem structuring

Communication to stakeholders

Advanced analytics

Data architecture

Power BI and SQL

Balance sheet optimization

Education

Bachelor's degree in finance, accounting, economics, business or data analytics

Tools

Power BI

SQL

Matillion

SharePoint

Alteryx

Azure Data Factory

dbt

Informatica

Job description

Pathward is seeking a Balance Sheet Strategy Analyst to design and maintain the financial models, data workflows, dashboards, and reporting used to support the Bank's loan sale and broader balance sheet optimization strategies.

The role evaluates loan sales, participations, syndications, and other off-balance-sheet alternatives by analyzing pricing, transaction structures, portfolio impacts, expected financial outcomes, ROA modeling, and required data capture for retained and transferred