Relationship Manager - Watkinsville

Banksouth; Watkinsville (GA); On-site; USD 75,000 - 110,000; Full time

Benefits offered by this job

Medical & Dental

Disability coverage

Teladoc virtual care

Life Insurance

401(k) with Company Match

Friday Lunches

Job summary

BankSouth in Watkinsville, GA is seeking a Relationship Manager to lead commercial lending relationships in the local market. You will propose and oversee loan and deposit programs, build new business, and deepen existing customer relationships.

Responsibilities include loan renewals, modifications, credit memos, deal structuring, and annual relationship reviews, with active community involvement and cross-functional teamwork to deliver client-focused financial solutions.

Qualifications

• Bachelor’s degree required in a relevant field.
• 5–10 years of related experience preferred.
• Strong interpersonal and networking skills.

Responsibilities

• Loan renewals and modifications.
• Administrative extensions shared with Portfolio Managers.
• Community involvement and local outreach.
• Relationship management and client inquiries.
• Credit memos, deal structuring, pricing and documentation.
• Annual review preparation of relationships.

Skills

Relationship management

Commercial lending

Credit analysis

Networking

Customer service

Education

Bachelor's degree in Business Administration, Finance, or related field

Job description

Job Location: Watkinsville, GA 30677

About BankSouth

For 80 years, BankSouth has been a trusted partner to the individuals, families, and businesses that make our communities thrive. As we celebrate this milestone anniversary, we’re proud of the legacy we’ve built — and even more excited about what’s ahead.

BankSouth is a forward‑thinking community bank that combines the personal touch of local banking with the innovation and resources to compete on a larger stage. We’re growing, and we’re looking for talented individuals who share our commitment to outstanding customer service, teamwork, and community involvement.

The Role

The Relationship Manager proposes, initiates, and oversees all loan and deposit programs provided by the company; assures that lending and deposit activities of the company meet the needs of the customers. The Relationship Manager is primarily focused on building Commercial Lending relationships in the assigned market by active networking, establishing relationships with new business prospects, and growing existing customer relationships.

What You’ll Do

• Loan renewals
• Loan modifications
• Administrative extensions (tasks to be shared with Portfolio Managers)
• Community Involvement (ie. serve on the board of a local non-profit, seat on the Chamber of Commerce, etc.)
• Relationship management
• Answering customer questions regarding deposits, loans, digital banking
• Completion of credit memos, deal structuring, pricing, movement/process on loans to get them through to completion
• Covenants
• Review and assembly of data for an annual review of the relationship

Qualifications

• A bachelor’s degree in Business Administration, Finance, Accounting, or related discipline is required.
• Five to ten years of similar or related experience, including time spent in preparatory positions.

Why You’ll Love Working Here

• Medical & Dental — On Us: 100% bank‑paid employee medical and dental coverage, because your health shouldn’t come with a price tag.
• Full Protection, Zero Cost: Short‑term disability, long‑term disability, term life insurance, and Teladoc virtual care — all 100% bank‑paid.
• Generous PTO & 11 Paid Holidays: Recharge and enjoy time with the people who matter most.
• 401(k) with Company Match: We invest in your future — literally.
• Competitive Pay + Incentives: A compensation program designed to reward your hard work and results.
• Continuous Training & Development: Grow your skills and advance your career with ongoing training and professional development opportunities throughout the year.
• Free Friday Lunches: End the week right — lunch is on us every Friday!

BankSouth is an equal opportunity employer, all qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, age, sexual orientation, gender identity, disability, or veteran status.