Relationship Manager II

Cadence Bank; Gatesville, Town of Texas, Spartanburg (TX, WI, SC); On-site; USD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a skilled commercial lender to join their team. In this pivotal role, you will engage with potential and existing customers, analyze financial applications, and ensure compliance with lending policies. Your expertise will help maintain strong customer relationships and manage a diverse portfolio of loans. This position offers a unique opportunity to make a significant impact within the banking division while fostering a professional atmosphere. If you are passionate about finance and have a knack for customer service, this role is perfect for you.

Qualifications

• 5-6 years of experience in a financial institution as a commercial lender.
• Knowledgeable of lending laws and regulations.

Responsibilities

• Solicits business from potential and existing customers.
• Analyzes applicant's financial status to determine loan feasibility.
• Prepares loan documentation and verifies agreements.

Skills

Interpersonal Skills

Customer Service

Sales Orientation

Financial Analysis

Education

Bachelor's Degree

Job description

What The Role Is

Under general supervision, but in accordance with established lending policies and procedures, receives and reviews applications for commercial and consumer credit, primarily commercial.

How You Will Make An Impact

• Solicits business from potential and existing customers (outside and inside bank location) to include loans and deposits.
• Interviews commercial applicants and processes loan applications.
• Analyzes applicant's financial status and credit to determine feasibility of granting loan.
• Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy.
• Approves loans that meet established lending criteria and are within approved lending limits.
• Maintains customer relationships.
• Manages a portfolio of consumer and commercial loans (primarily commercial).
• May coordinate some collection efforts.
• Provides and maintains a professional, business-like atmosphere within the banking division.
• Represents the financial institution in public relations activities and community affairs.

Who You Are

• Excellent interpersonal and customer service skills.
• Sales oriented.

Education

• Bachelor's degree or equivalent work experience.

Experience

• A minimum of 5 - 6 years experience in a financial institution as a commercial lender.
• Knowledgeable of laws and regulations applicable to lending practices.

Characteristics

• Regular and reliable attendance.
• Works cooperatively with others.

This position requires S.A.F.E. registration at the time of employment. The Nationwide Mortgage Licensing System (NMLS) web site (mortgage.nationwidelicensingsystem.org) can provide information about the requirements for registration.

If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we're dedicated to adding new perspectives to the team and encourage everyone to apply.

About Cadence Bank

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