Relationship Manager II

Linscomb & Williams Inc.; Gatesville (TX); On-site; USD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a dedicated Commercial Lender to join their team. This role involves soliciting business from both potential and existing customers, processing loan applications, and analyzing financial statuses to determine loan feasibility. With a focus on maintaining a professional atmosphere, you will represent the bank in community affairs and public relations activities. The ideal candidate will possess excellent interpersonal skills, a sales-oriented mindset, and a minimum of 5-6 years of experience in the financial sector. If you are passionate about lending and eager to contribute to a diverse and dynamic team, this opportunity is perfect for you.

Qualifications

• 5-6 years of experience as a commercial lender in a financial institution.
• Knowledge of lending laws and regulations.

Responsibilities

• Solicit business and process loan applications for commercial and consumer credit.
• Analyze financial status and approve loans within lending criteria.

Skills

Interpersonal Skills

Customer Service Skills

Sales Orientation

Analytical Skills

Education

Bachelor's Degree

Equivalent Work Experience

Job description

Under general supervision, but in accordance with established lending policies and procedures, receives and reviews applications for commercial and consumer credit, primarily commercial.

How You Will Make An Impact

• Solicits business from potential and existing customers (outside and inside bank location) to include loans and deposits.
• Interviews commercial applicants and processes loan applications.
• Analyzes applicant’s financial status and credit to determine feasibility of granting loan.
• Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy.
• Approves loans that meet established lending criteria and are within approved lending limits.
• Manages a portfolio of consumer and commercial loans (primarily commercial).
• Provides and maintains a professional, business-like atmosphere within the banking division.
• Represents the financial institution in public relations activities and community affairs.

Who You Are

• Excellent interpersonal and customer service skills.
• Sales oriented.

Education

• Bachelor’s degree or equivalent work experience.

Experience

• A minimum of 5 - 6 years experience in a financial institution as a commercial lender.
• Knowledgeable of laws and regulations applicable to lending practices.

Characteristics

• Regular and reliable attendance.
• Works cooperatively with others.

This position requires S.A.F.E. registration at the time of employment. The Nationwide Mortgage Licensing System (NMLS) web site (mortgage.nationwidelicensingsystem.org) can provide information about the requirements for registration.

If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we’re dedicated to adding new perspectives to the team and encourage everyone to apply.

Cadence Bank