Relationship Manager(Commercial Loan)

EverTrust Bank; Milpitas (CA); On-site; USD 90,000 - 130,000; Full time

Job summary

EverTrust Bank in Milpitas, CA, is seeking a Relationship Manager to develop commercial loan opportunities, manage client relationships, and deliver tailored banking solutions. The role emphasizes portfolio growth, credit quality, and client satisfaction within the commercial banking segment.

You will work with underwriting support to prepare loan underwrites for Loan Committee and collaborate with teams to service existing relationships and participate in CRA activities that boost community

Qualifications

• 3+ years of business banking, relationship management, or business development experience.
• Knowledge of banking products and services, financial statements, client financial needs, and relationship management principles.
• Working proficiency in Chinese is preferred to support efficient business communication.

Responsibilities

• Develop new commercial loan opportunities and manage client relationships.
• Underwrite loans with underwriter support for Loan Committee.
• Manage a commercial loan portfolio and ensure credit quality.
• Review credit and financial analysis for annual loan reviews and renewals.
• Maintain and service existing commercial loan relationships.
• Support other team members and lender-related functions.
• Participate in CRA-focused community events to strengthen relationships and visibility.
• Perform additional duties as assigned.

Skills

Banking products

Financial statements

Client needs

Relationship management

Education

Bachelor's degree in Finance

Job description

• Job Type: Full-Time

POSITION OVERVIEW

The Relationship Manager develops new commercial loan opportunities, manages client relationships, and delivers tailored banking solutions. This role is responsible for commercial loan portfolio growth, credit quality, and client satisfaction.

ESSENTIAL JOB FUNCTIONS

• New business development for loans as well as deposits.
• With the assistance of an underwriter, prepare underwriting for loans to Loan Committee.
• Responsible for the management of a Commercial Loan portfolio.
• Review credit and financial analysis for annual loan review and/or loan renewal.
• Maintain and service an existing commercial loan customer relationship.
• Support other team members and other teams in lender-related functions.
• Participate in community-focused events and activities that support the Bank's Community Reinvestment Act (CRA) objectives, strengthen community relationships, and enhance the bank's visibility.
• Perform additional duties as assigned.

QUALIFICATIONS

• Education: Bachelor's degree in Finance, Business Administration, or a related field preferred.
• Experience: 3+ years of business banking, relationship management, or business development experience, preferably within a financial institution.
• Abilities & Skills: Knowledge of banking products and services, financial statements, client financial needs, and relationship management principles.
• Language: Working proficiency in Chinese is preferred to support efficient business communication.

EQUAL OPPORTUNITY EMPLOYER

EverTrust Bank is an Equal Opportunity Employer. We are committed to providing equal employment opportunities to all applicants and employees without regard to race, color, religion, sex, national origin, age, disability, protected veteran status, or any other characteristic protected by applicable federal, state, or local law.