Relationship-Driven Mortgage Lender

Deerwood-Bank; Mendota Heights (MN); On-site; USD 40,000 - 60,000; Full time

Benefits offered by this job

Medical insurance

Health Savings Account

Flexible Spending Account (health)

Vision insurance

Life insurance

Job summary

Deerwood Bank in Mendota Heights, MN seeks a Real Estate Lender to grow the mortgage business. You will originate residential real estate, home equity, and construction loans, guiding customers through the lending process with responsive, personal service.

In this high-visibility role, you will build relationships with customers and real estate professionals, evaluate needs, structure financings, and ensure timely closings while delivering trusted financial guidance.

Qualifications

• High school diploma or equivalent.
• Strong relationship-building, business development, and customer service skills.
• Clear and professional verbal and written communication skills.
• Sound judgment, attention to detail, and the ability to organize multiple priorities.
• The ability to work independently while contributing to a collaborative team.
• Mortgage or real estate lending experience is required.

Responsibilities

• Develop new mortgage business through strong customer relationships, community involvement, and partnerships with real estate professionals and other referral sources.
• Originate residential real estate, home equity line of credit, and construction loans for both portfolio and secondary-market lending.
• Evaluate borrower needs, negotiate terms, structure financing, and present sound credit recommendations in accordance with bank policies and investor guidelines.
• Guide customers from application through closing by gathering documentation, explaining the process, coordinating with processing and underwriting, and ensuring conditions are satisfied on time.
• Deliver smooth, well-coordinated closings and remain an accessible, trusted resource throughout the customer relationship.
• Manage an assigned loan portfolio, maintain ongoing customer contact, monitor construction loans, and address payment concerns in accordance with applicable policies and regulations.
• Support profitable growth through appropriate pricing, fee income, product knowledge, and referrals to other banking solutions.
• Collaborate with mortgage team members and colleagues across the bank to achieve department and company goals.

Skills

Relationship-building

Business development

Customer service

Verbal & written communication

Judgment & attention to detail

Prioritization & multitasking

Independent working

Mortgage lending experience

Education

High school diploma

Job description

Deerwood Bank in Mendota Heights, MN seeks a Real Estate Lender to grow the mortgage business. You will originate residential real estate, home equity, and construction loans, guiding customers through the lending process with responsive, personal service.

In this high-visibility role, you will build relationships with customers and real estate professionals, evaluate needs, structure financings, and ensure timely closings while delivering trusted financial guidance.