Relationship Banker II | Downtown St Louis

Busey Bank; St. Louis (MO); On-site; USD 27,000 - 32,000; Full time

Benefits offered by this job

401(k) match

Profit sharing

Employee stock purchase plan

Paid time off

Medical

Dental

Vision

Company-paid life insurance

Short-term disability

Long-term disability

Wellness incentives

Employee assistance program

Health savings account

Flexible spending accounts

Job summary

Busey Bank is seeking an experienced Relationship Banker II in Missouri to deliver advanced customer service, sales, and branch operations support. You will handle complex transactions, guide clients through financial products, and collaborate with loan officers to streamline approvals.

This role emphasizes relationship building, mentoring newer staff, and driving referrals across mortgage, wealth, treasury, and commercial lines.

Qualifications

• Strong sales and customer service skills.
• Strong oral and written communication skills.
• Basic math and accounting functions.
• The basic tenets of lending and assessing a customer’s financial needs.

Responsibilities

• Provide exceptional customer service to build lasting relationships.
• Promote bank products and services; meet sales/referral goals.
• Open and manage personal and business accounts; assist with transfers and checks.
• Process customer loan applications and coordinate with loan officers.
• Balance cash drawer and ensure accurate processing of transactions.
• Ensure compliance with bank policies and regulatory requirements.

Skills

Sales & service

Communication

Basic math

Lending basics

Education

High School diploma

2 years banking with lending

1 year training/mentoring

NMLS registration upon hire

Tools

Microsoft Office

Job description

Position Summary

The Relationship Banker II combines expertise in customer service, sales, and operational management at an elevated skill level within the banking team. The Relationship Banker II is an advanced role within the banking industry, combining the responsibilities of a teller and a personal banker, with an emphasis on providing comprehensive financial services to customers. This role requires deeper knowledge and expertise in banking products, customer service, and operational processes. The Relationship Banker II is expected to handle more complex transactions and provide guidance to less experienced staff, while continuing to build customer relationships and promote the bank’s services.

Duties & Responsibilities

• Customer Service & Relationship Management
  • Greet and engage customers in a friendly and professional manner, providing exceptional service to build lasting relationships.
  • Serve as a trusted point of contact for customers, ensuring the highest level of service is provided.
  • Develop and maintain strong customer relationships through personalized service and proactive outreach, assisting with both routine and complex banking needs.
  • Provide guidance to customers on financial products and services that best meet their needs.
• Sales & Cross-Selling
  • Actively identify and promote all bank products and services.
  • Ask clients targeted questions to learn about their financial needs and goals.
  • Meet and exceed monthly sales and referral goals by engaging with customer to assess needs and recommend suitable banking solutions.
  • Proactively seek opportunities to refer customers to other lines of business such as mortgage, wealth, treasury, commercial, etc.
• Account Management and Support
  • Open and manage personal and business accounts ensuring the account setup is accurate and compliant with regulatory requirements.
  • Assist with account maintenance tasks, such as updating personal information, assisting with transfers, and processing check orders.
  • Support customers with online and mobile banking services, ensuring they are comfortable and knowledgeable about digital banking tools.
• Loan & Credit Processing
  • Process and assist with customer loan applications, including personal loans and home equity lines of credit.
  • Conduct initial loan screenings, gather necessary documentation, and work closely with loan officers or other departments to ensure a smooth loan approval process.
  • Educate customers on loan products, eligibility requirements, and loan terms.
• Transactions & Cash Handling
  • Process transactions with a high degree of accuracy.
  • Balance cash drawer and ensure transactions are accurately recorded and processed.
• Compliance & Risk Management
  • Ensure compliance with all bank policies, procedures, and regulatory requirements, particularly in relation to financial transactions and customer interactions.
  • Monitor and detect any suspicious or potentially fraudulent activity, escalating issues to management and other departments as appropriate.
  • Adhere to privacy regulations and ensure customer data is handled securely and confidentially.
• Team Support and Mentorship
  • Assist newer staff by providing guidance on bank products, customer service skills, and operational procedures.
  • Help foster a collaborative and positive work environment by sharing knowledge and assisting with day‑to‑day operational needs.
• Branch Operations & Administrative Support
  • Assist with daily branch operational tasks, including balancing cash, managing branch supplies, and supporting the opening and closing of the branch.
  • Support branch leadership in maintaining branch security and ensuring operational efficiency.

Education & Experience

• Knowledge of:
• Strong sales and customer service skills
• Strong oral and written communication skills
• Basic math and accounting functions
• The basic tenets of lending and assessing a customer’s financial needs
• Ability to:
• Accurately count money
• Perform duties and make decisions under frequent time pressures
• Stand for extended periods of time
• Lift 50 pounds
• Explain products and services to current and potential customers
• In concert with Banking Center leadership and other LOB, participate in cross‑selling Education and Training: Requires a High School diploma.
• 2 years of banking experience with lending responsibilities required
• 1 year of previous training and/ or combination of mentorship, military or management experience required
• Pursuant to the Secure and Fair Enforcement for Mortgage Licensing Act (“SAFE Act”), all Relationship Bankers (if lending) are required to maintain current registration with the Nationwide Mortgage Licensing System & Registry (“NMLS”). If such registration is not active as of the hire date, the Relationship Banker must immediately attain active registration upon employment. Relationship Bankers who fail to maintain an active and current registration will be unable to lend and may be subject to disciplinary action, up to and including termination of employment.
• Requires knowledge of Microsoft Office.

Benefits and Compensation

• Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (Base Pay Range: $19.75-$23.00/hour)
• 401(k) match
• Profit sharing
• Employee stock purchase plan
• Paid time off
• Medical
• Dental
• Vision
• Company-paid life insurance
• Long-term disability
• Supplemental voluntary life insurance
• Short-term disability
• Long-term disability
• Wellness incentives
• Employee assistance program
• Pre‑tax health savings accounts
• Flexible spending accounts

Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey’s commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey’s Equal Opportunity Employment.

Busey offers diverse employment opportunities - both remote and onsite in Arizona, Colorado, Florida, Illinois, Indiana, Kansas, Missouri, New Mexico, Oklahoma and Texas. We strive to place talent applicants in positions that fit both their skillset and career goals. As part of Team Busey, we promise to provide challenges that both drive your career progression and allow opportunities for growth!

Every day, our associates live Busey’s core values, doing better business, building stronger relationships and creating thriving communities—while delivering meaningful value to shareholders.