Reinsurance & Program Business Specialist

Mercor; San Francisco (CA); Remote; USD 160,000 - 176,000; Full time

Job summary

Mercor is partnering with a leading AI lab to train frontier models on high-quality insurance reasoning data. We're hiring Reinsurance and Program Business Specialists to design realistic risk-transfer scenarios, evaluate model outputs against market standards, and help shape treaty structures and MGAs.

You will create work products, draft reference responses, and grade AI results for structural accuracy and market realism.

Qualifications

• Minimum 2+ years of professional experience in reinsurance, program business, delegated authority, fronting, captive insurance, or alternative risk transfer.
• Understanding of treaty reinsurance, facultative reinsurance, MGA/MGU programs, Lloyd's arrangements, captives, or fronted programs.
• Ability to identify economic and operational responsibilities of cedents, reinsurers, brokers, MGAs, fronting carriers, and insureds.
• Understanding contract structure changes risk transfer, earnings, collateral, claims handling, and reporting.
• Demonstrated written reasoning, commercial judgment, and high attention to detail.
• Ability to distinguish reinsurance decisions from direct underwriting and ordinary claim adjudication.

Responsibilities

• Design realistic scenarios involving treaty and facultative reinsurance, attachment and exhaustion, cessions, recoverables, bordereaux, delegated authority, program governance, fronting, captives, and risk participation.
• Create work products such as structure comparisons, submission analyses, contract summaries, program reviews, counterparty assessments, and risk-transfer recommendations.
• Write 'golden' reference responses at experienced reinsurance and program-business quality.
• Grade AI-generated responses against structured rubrics for structural accuracy, contract logic, financial understanding, stakeholder roles, and market realism.
• Identify misunderstandings of layers, limits, retentions, commissions, claims control, collateral, counterparty exposure, and carrier-MGA responsibilities.
• Provide written feedback the research team uses to improve model behavior.
• Participate in onboarding office hours and calibration sessions.

Skills

Reinsurance knowledge

Program business understanding

Written reasoning

Attention to detail

Education

CPCU

ARe

ARM

ACAS

FCAS

Job description

Mercor is partnering with a leading AI lab to train frontier models on high-quality insurance reasoning data. We're hiring Reinsurance and Program Business Specialists to design realistic risk-transfer scenarios, evaluate model outputs against market standards, and help shape treaty structures and MGAs.

You will create work products, draft reference responses, and grade AI results for structural accuracy and market realism.