Regulatory Credit Risk Analyst (UAE Nationals Only)

Citi; New York (NY); Hybrid; USD 49,000 - 82,000; Full time

Benefits offered by this job

Job summary

Citi in Dubai is seeking a meticulous Regulatory Credit Risk Analyst to identify and assess emerging regulatory risks within the Wholesale Credit portfolio and ensure compliance with evolving local rules.

You will coordinate regulatory reporting with control functions, support governance forums, and prepare analyses for risk committees, partnering with ICM/CLM and 1LoD teams to strengthen risk governance and mitigation.

Qualifications

• Bachelor's or Master's degree in Finance, Economics, Business Administration, Statistics, or a related quantitative field.
• 3–5 years of direct experience in risk management, credit analysis, or regulatory reporting in banking/financial services.
• Strong data analysis and presentation skills; proficient with Excel, PowerPoint, and data visualization tools.

Responsibilities

• Approvals coordination: prepare groundwork for pre/post-approvals and maintain dashboards for local regulatory and institutional approvals.
• Regulatory gap analysis: assess new local regulations against WCR policies and help implement action plans.
• Governance presentation: prepare materials for ROC, MOC, and CCC meetings and other stakeholders.
• Regulatory reporting: coordinate and submit local regulatory surveys and reporting with stakeholders.
• Portfolio risk assessment: lead rapid portfolio reviews with ICM/CLM and 1LoD to assess risk.

Job description

Regulatory Credit Risk Analyst (UAE Nationals Only)

Job Req Id: 26996363

Location(s): Dubai, Dubai, United Arab Emirates

Job Type: Hybrid

Posted: Oct. 02, 2026

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Job Overview

We are seeking a meticulous and analytical Credit Risk Analyst to join our Wholesale Credit team. The successful candidate will be responsible for identifying and assessing emerging risks within our portfolio, ensuring compliance with evolving local regulations, and managing comprehensive regulatory reporting. This role requires close collaboration with various business and control functions to support governance, prepare detailed analyses, and mitigate identified risks effectively.

Key Responsibilities

• Approvals Coordination: Support the Chief Credit Officer (CCO) and CCO Office Approvers by preparing groundwork for pre and post-approvals. Coordinate submissions between internal control functions (including ICM/CLM) and maintain a detailed dashboard for all local regulatory and institutional approvals.
• Regulatory Gap Analysis: Perform thorough gap assessments of new local regulations against existing internal Citibank Wholesale Credit Risk (WCR) policies, standards, and procedures. Recommend and help implement action plans to mitigate any identified gaps.
• Governance Presentation: Assume responsibility for the preparation and potential presentation of sophisticated presentation materials (slides/decks) for key governance forums, including periodic and ad-hoc Risk Oversight Committee (ROC), Model Oversight Committee (MOC) and Country Coordinating Committees (CCC) meetings or for other key stakeholders within Citigroup .
• Regulatory Reporting: Prepare, coordinate, and submit all regular and ad-hoc local regulatory credit related surveys and reporting in coordination and collaboration with other key stakeholders in the Bank.
• Portfolio Risk Assessment: Spearhead the execution of Rapid Portfolio Reviews in response to emergent, high-impact risk events or market changes that could materially affect the portfolio's health. This involves in-depth collaboration with the Institutional Credit Management/Credit Lending Management (ICM/CLM) teams and First Line of Defense (1LoD) Business units to ensure a holistic assessment

Qualifications and Skills

• Educational Background: A Bachelor's or Master's degree in Finance, Economics, Business Administration, Statistics, or a related quantitative field is required.
• Professional Experience & Technical Skills: A minimum of 3-5 years of direct experience in risk management, credit analysis, or regulatory reporting capacity within the banking or financial services sector. Familiar with quantitative risk concepts. Demonstrable experience in interpreting financial regulations and implementing internal processes to meet regulatory requirements. Exceptional data analysis and presentation skills; proficiency with Microsoft Excel, PowerPoint, and data visualization tools is essential.
• Key Attributes:

Analytical Mindset: Superior analytical and problem-solving skills with an unwavering attention to detail and accuracy.

Communication: Excellent written and verbal communication skills, with the ability to articulate complex risk concepts to diverse audiences, including senior management.

Stakeholder Management: Proven ability to collaborate effectively within immediate team and across different departments and levels of seniority, including Chief Risk Officer, Compliance and Finance.

Integrity and Professionalism: A strong sense of ethics and responsibility in handling sensitive and confidential information.

Initiative: A proactive and self-motivated individual capable of managing a demanding workload and prioritizing tasks effectively under tight deadlines.

Job Family Group:

Risk Management

Job Family:

Risk Functional Management

Time Type:

Full time

Most Relevant Skills

Please see the requirements listed above.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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