Credit Risk Analyst (UAE Nationals Only)

Citi; New York (NY); On-site; USD 21,783 - 27,229; Full time

Benefits offered by this job

Competitive base salary

Hybrid working model

Additional benefits supporting well-being

Job summary

Citi is seeking a Credit Risk Analyst in Dubai to join its Risk Management team. The successful candidate will play a critical role in assessing credit risk management practices and will contribute to regulatory deliverables.

This hybrid role requires analytical expertise, with 1-2 years of relevant experience in finance or analytics. You will be part of a supportive work environment that recognizes the importance of both work-life balance and career growth.

Citi offers a competitive salary and benefits that support the well-being of you and your family.

Qualifications

• 1-2 years of relevant experience in analytics, financial analysis, or a related quantitative field.
• Intermediate to advanced proficiency in Microsoft Office tools.
• Experience with SAS and other analytical programs is a plus.

Responsibilities

• Assess the effectiveness of Citi’s credit risk management practices.
• Analyse credit risks using reports and expert judgment.
• Prepare internal presentations for management and stakeholders.

Skills

Analytical Thinking

Financial Analysis

Microsoft Office

Communication Skills

Time Management

Education

Bachelor's degree in Finance, Accounting, Economics, or related field

Tools

Microsoft Excel

SAS

Python

R

Job description

Credit Risk Analyst (UAE Nationals Only)

Job Req Id: 25906886

Location(s): Dubai, Dubai, United Arab Emirates

Job Type: On-Site/Resident

Posted: Oct. 24, 2025

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

Credit Risk Analyst

The Credit Risk Analyst is a developing professional role. Citi is seeking an experienced and motivated professional to join its Risk Management team as a Credit Analyst. This role plays a critical part in evaluating and improving credit risk management practices. The successful candidate will contribute to UAE Wealth Citigold/Citigold Private Client Risk team in identifying, monitoring, and mitigating emerging credit risks. This position requires strong analytical capabilities, independent judgment, and leadership experience in credit risk or related areas. The role will provide analytical and project support to Credit Risk team, help produce internal reporting, and contribute to key presentations and regulatory deliverables. The ideal candidate will have understanding of risk, experience in data analytics and management reporting.

What you’ll do

• Assess the effectiveness of Citi’s credit risk management practices and support identification and mitigation of credit risk across Citi’s retail portfolios
• Analyse credit risks by utilizing reports, scorecards, risk systems, and expert judgment
• Provide support for loss forecasting, stress testing and management reporting.
• Evaluate moderately complex and variable credit issues with significant business impact
• Support the preparation of Credit Portfolio Scorecards and trend analysis reports
• Prepare internal presentations for management and regulatory stakeholders

What we’ll need from you

• 1-2 years of relevant experience in analytics, financial analysis, or a related quantitative field.
• Bachelor’s degree (or equivalent experience) in Finance, Accounting, Economics, Computer Science, or a related field
• Intermediate to advanced proficiency in Microsoft Office tools (Excel, PowerPoint, etc.)
• Strong English written and verbal communication skills
• Excellent time management, organizational, and analytical abilities
• Experience with SAS and other analytical programs (Python, R) is a plus

By joining Citi Dubai, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed) and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well.

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities

Risk Management

Credit Risk

Full time

Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.