Regulatory Compliance Analyst II — Research & Risk

Navy Federal Credit Union; Winchester (VA); Presencial; USD 80.000 - 110.000; Jornada completa

Descripción de la vacante

Navy Federal Credit Union is seeking a compliance policy and regulatory analyst to monitor, analyze, interpret, and ensure alignment with local, state, and federal requirements affecting lending and collections. You will coordinate with multiple business units and provide written and oral recommendations to management.

Responsibilities include researching regulations, maintaining compliance databases, conducting reviews, and training teams.

Formación

• Compliance or legal analysis experience or demonstrable knowledge in lending and collections including but not limited to the FDCPA, UDAAP, ECOA, TILA, FCRA, RESPA, TCPA and applicable local and state collection laws.
• Ability to analyze statutes, regulations and case law, determine applicability or exceptions and apply relevant facts
• Knowledge of research methods and practices as demonstrated by successful research, writing and/or educational experience in a relevant subject matter area
• Strong interpersonal communication and persuasion skills
• Ability to digest information and effectively present findings and conclusions clearly and concisely, both orally and in writing
• Proficiency in using research tools (Lexis, Westlaw, etc.) and internet-based technology to conduct legal research
• Experience in leading collaborative work teams
• Effective oral and written presentation skills
• Bachelor's Degree in a related field, or the equivalent combination of education, training, and experience

Responsabilidades

• Monitors changes in local, state, and federal regulations, legislation, and agency rulemaking
• Conducts research and analysis of local, state and federal legislation, regulations, case law, agency rules, regulatory and examiner opinions, and trade association publications and communicates analysis recommendations orally and in writing to management and business unit partners on complex positions and courses of action consistent with operations, strategic plan and organizational mission
• Reviews risk assessments, draws conclusions, develops solutions and alternatives, and makes recommendations to management
• Develops and maintains compliance databases, matrices and trackers; and other resources and materials for the compliance library
• Conducts compliance reviews across business units, advises management of findings and recommends corrective actions
• Participates/conducts compliance training sessions with business units
• Functions as a liaison between departments on compliance matters
• Assists Senior Compliance Officers and management in preparing responses to regulators, internal and external audits and management inquiries
• Reviews and assists Compliance partners and business units in preparing responses to regulatory member complaints
• Leads effective and collaborative project teams, facilitates/coordinates project work within and across business units, partners with technical project lead as appropriate, ensures project deadlines are met and implementation achieved
• Advises management of potential risk to the enterprise & recommends mitigation strategies
• Reviews, drafts, and approves member facing communication ensuring compliance with applicable local, state and federal laws
• Performs other related duties as assigned

Conocimientos

Regulatory compliance knowledge

Legal analysis

Research and analytical skills

Written and oral communication

Team leadership

Educación

Bachelor's Degree in a related field

Descripción del empleo

Navy Federal Credit Union is seeking a compliance policy and regulatory analyst to monitor, analyze, interpret, and ensure alignment with local, state, and federal requirements affecting lending and collections. You will coordinate with multiple business units and provide written and oral recommendations to management.

Responsibilities include researching regulations, maintaining compliance databases, conducting reviews, and training teams.