Regulatory Analyst

CloudWalk, Inc.; United States; On-site; USD 110,000 - 190,000; Full time

Job summary

CloudWalk, Inc. is seeking a hands-on Regulatory Compliance professional to join our Regulatory team, working closely with development teams on new products and services in the payments space.

You will analyze regulatory requirements, participate in industry discussions, and drive regulatory assessments and implementation plans to ensure compliant product delivery.

Qualifications

• Completed degree in a related field.
• Experience in payment institutions, acquirers, sub-acquirers, or fintechs.
• Advanced English proficiency.
• Strong knowledge of technology and Artificial Intelligence.
• Familiarity with COSIF standards (Type 3 conglomerate).
• Knowledge of regulations applicable to SCFIs and Payment Institutions (IPs).
• Experience with licensing processes and regulatory compliance is a plus.

Responsibilities

• Analyze and track regulatory requirements applicable to the financial and payments market.
• Participate in and monitor regulatory discussions relevant to the sector.
• Conduct regulatory assessments related to new products, services, and existing initiatives.
• Support and follow up on the implementation of regulatory initiatives and action plans.
• Evaluate new regulations and compliance obligations, identifying their impact on the business.
• Build relationships with card schemes and ensure business areas are aligned with program compliance requirements.
• Collaborate cross-functionally with Product, Technology, Finance, Legal, Compliance, Engineering, and Project teams.

Skills

Advanced English

AI knowledge

Regulatory compliance

Education

Related field degree

Job description

About CloudWalk:

We are not just another fintech unicorn. We are a pack of dreamers, makers, and tech enthusiasts building the future of payments. With millions of customers and a hunger for innovation, we're now expanding our neural network - literally and metaphorically.

The Compliance Team is responsible for helping CloudWalk teams enable disruptive products and services and also provide the best user experience that meets regulatory issues.

We are looking for a hands-on professional, passionate about new technologies and disruptive products to join our Regulatory team.

This professional will work on a day-to-day basis with the development teams for new products and services.

What You'll Do

• Analyze and track regulatory requirements applicable to the financial and payments market
• Participate in and monitor regulatory discussions relevant to the sector
• Conduct regulatory assessments related to new products, services, and existing initiatives
• Support and follow up on the implementation of regulatory initiatives and action plans
• Evaluate new regulations and compliance obligations, identifying their impact on the business
• Build relationships with card schemes and ensure business areas are aligned with program compliance requirements
• Collaborate cross-functionally with Product, Technology, Finance, Legal, Compliance, Engineering, and Project teams

What You Need to Succeed

• A completed degree in a related field
• Experience in payment institutions, acquirers, sub-acquirers, or fintechs
• Advanced English proficiency
• Strong knowledge of technology and Artificial Intelligence
• Familiarity with COSIF standards (Type 3 conglomerate)
• Knowledge of regulations applicable to SCFIs and Payment Institutions (IPs)
• Experience with licensing processes and regulatory compliance is a plus

The Future We See:

• People teams leveraging AI to transform talent acquisition and employee development.
• Marketing professionals creating data-driven, AI-powered campaign strategies.
• Customer Success teams enhancing client experiences with intelligent solutions.
• Risk analysts combining human expertise with AI to navigate complexities.
• Designers collaborating with AI to push creative boundaries.

Join us at CloudWalk, where we're not just engineering solutions; we're building a smarter, AI-driven future for payments—together.

By applying for this position, your data will be processed as per CloudWalk's Privacy Policy that you can read here in Portuguese and here in English. We use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, assessing responses, and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.