Regulatory Affairs Counsel

CrossCountry Mortgage, LLC; Northern (KY); On-site; USD 110,000 - 150,000; Full time

Job summary

CrossCountry Mortgage, LLC is seeking a Regulatory Affairs Counsel to manage and support responses to federal and state regulatory examinations, audits, and inquiries. This role requires providing consistent and effective counsel during the examination lifecycle while maintaining strong regulatory knowledge.

You will collaborate with the Chief Compliance Officer and business stakeholders to gather and organize documentation, track findings, and develop remediation strategies.

Qualifications

• 3+ years of mortgage lending experience with regulatory exposure.
• Experience managing or supporting regulatory examinations by state regulators, CFPB, or prudential regulators.
• Familiarity with loan origination systems (Encompass preferred).
• Knowledge of consumer mortgage lending laws and regulations (TILA/Reg Z, RESPA, ECOA, HMDA).

Responsibilities

• Manage and coordinate CCM's responses to regulatory examinations, audits, and information requests from federal and state agencies.
• Ensure compliance with state and federal regulatory requirements through independent research and evaluation.
• Collaborate with the Chief Compliance Officer on examination preparedness and remediation strategies.
• Gather, review, and organize documentation responsive to examination requests with business stakeholders.
• Track examination findings, corrective action plans, and remediation timelines to ensure timely resolution.
• Develop, review, and amend policies and procedures as regulations change.
• Report to EVP, Attorney, Regulatory Counsel on matters needing attention with recommendations.
• Perform other legal/compliance responsibilities as assigned.

Skills

Mortgage lending

Regulatory examinations

Encompass

Regulatory knowledge

Communication

Problem solving

Tools

Encompass

Job description

## Regulatory Affairs CounselApplyremote type: Remotelocations: Remote USAtime type: Full timeposted on: Posted Yesterdayjob requisition id: JR03355CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.**A culture where you can grow!** CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.**Position Overview:**The Regulatory Affairs Counsel is responsible for managing and supporting CrossCountry Mortgage’s responses to federal and state regulatory examinations, audits, and inquiries. This role is expected to make significant contributions to the compliance program by providing consistent and effective counsel to the organization throughout the examination lifecycle.**Job Responsibilities:*** Manage and coordinate CCM’s responses to regulatory examinations, audits, and information requests from federal and state agencies.* Ensure that CCM complies in all material respects with state and federal regulatory requirements through independent research and evaluation.* Collaborate with the Chief Compliance Officer on developing effective strategies for examination preparedness and remediation.* Collaborate with business stakeholders to gather, review, and organize documentation and data responsive to examination requests.* Track and manage examination findings, corrective action plans, and remediation timelines to ensure timely resolution.* Develop, review, and amend policies and procedures as changes in regulations, examination feedback, or requirements are identified.* Regularly report to the EVP, Attorney, Regulatory Counsel on examination matters requiring attention while providing recommendations.* Other legal and compliance responsibilities, as assigned.**Qualifications and Skills:*** 3+ years of mortgage lending experience, with at least 1 year in a regulatory examination or audit-focused role.* Experience managing or supporting regulatory examinations conducted by agencies such as state regulators, the CFPB, or prudential regulators.* Experience with a loan origination system; Encompass, preferred.* Knowledge of consumer mortgage lending laws and regulations, including TILA/Reg Z, RESPA, ECOA, and HMDA, as well as state regulatory requirements.* Excellent communication, critical thinking, and problem-solving skills.* Skilled at navigating dynamic regulatory environments.This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.CrossCountry Mortgage, LLC offers **MORE** than a job, we offer a career. Apply now to begin your path to success! careersatccm.comCrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com**California residents:** Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California applicants.**CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual’s association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”).** **The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.****CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit** **www.NMLSConsumerAccess.org****.**