Regional Underwriting Team Leader

Capital Insurance Group; California; Hybrid; USD 101,000 - 168,000; Full time

Benefits offered by this job

PTO 21 days

Medical/Dental/Vision plans

Life Insurance & AD&D

401k with match

Bonus programs

Job summary

Capital Insurance Group is seeking an Underwriting Team Leader to guide a regional team of commercial underwriters, manage production, and ensure underwriting quality across an assigned geography. You will oversee up to eight direct reports, balancing office and remote work environments.

You will provide technical direction on policy interpretation, oversee workflow, and uphold corporate underwriting standards while supporting senior agents and complex accounts.

Qualifications

• College degree (or equivalent) and seven to ten years of progressively challenging experience writing small to medium sized small business and middle market risks as a commercial lines underwriter.
• Ability to apply sound underwriting principles and manage an underwriting workload.
• Minimum of two to three years in a leadership or supervisory role directing the efforts of a professional team to manage agency relationships and business production.
• Completion of technical insurance coursework preferred, such as CPCU, AU, ARM, CRM or CIC.

Responsibilities

• Lead the underwriting and production efforts of a regional team of commercial underwriters in an assigned geography or regional sales territory.
• Provide technical direction to Commercial Lines team in interpretation of underwriting policies and procedures.
• Individual production responsibilities involving large and more complex technical accounts and support to top/middle tier agents.

Skills

Leadership

Underwriting

Team management

Communication

Analytical thinking

Education

College degree

Professional insurance coursework

Job description

At Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career!

CIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees.

Why Choose CIG’s Underwriting Team?

This is your perfect opportunity to join a company that is building momentum with our independent agents and protecting the dreams and assets of our policyholders. Join the CIG Underwriting team in helping build a safer world where dreams soar!

• Accrue twenty-one days of Paid Time Off during your first year
• Up to eighty-seven percent of benefits covered by CIG for you and your family members
  • Medical, dental, vision plans
• One hundred percent covered plans
  • Basic Life & AD&D
  • Employee Assistance
  • Leave Management
  • Long Term Disability
  • Short Term Disability (Outside of CA)
• Family Caregiver Support (Homethrive)
• Child Care Resources (Tootris)
• Business Travel Accident Protection
• Voluntary benefit offerings
  • Short-term (CA only)
  • Voluntary Life AD&D self, spouse and child plans
  • Flexible Spending
  • Health Savings (HSA)
  • Hospital Indemnity
  • Accidental Injury
• Critical Illness
• ARAG Legal Services
• Norton LifeLock
• Above and Beyond Reward Recognition Program
  • Kudos & Shout Out Points Program
  • Quarterly Above and Beyond Bonus Program
  • Annual Above and Beyond Bonus Program
• Competitive compensation
  • Base compensation
  • Salary Management Spot Bonuses
  • Annual Incentive/Profit sharing program, potential payout annually based on company results.
• Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
• Insurance Educational reimbursement and bonus programs
• Employee Referral Bonus Program
• Home and Auto Insurance Discount Program.
• Paid Volunteer Time – Through company planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
• Retirement savings benefit (401k and Roth + match)
• Wellness platform, tools and events
• Health Savings Account – match
• Financial Wellness Resources

This is a hybrid-eligible position, where Monday through Wednesday would be working in one of our offices, with Thursday and Friday eligible for work-from-home days. Office locations include: Reno (NV), Monterey (CA), Roseville (CA), Bakersfield (CA), Phoenix (AZ), and Spokane (WA).

Job Overview

The purpose of this position is to lead the underwriting and production efforts of a regional team of commercial underwriters in an assigned geography or regional sales territory. The Underwriting Team Leader is responsible for day-to-day production, underwriting quality, account management, and referral authority. This position is responsible for the direction and management of up to eight direct reports, including small to middle market production underwriters working in an office and/or remote environment.

The Underwriting Team Leader provides technical direction to Commercial Lines team in the interpretation of Commercial Lines underwriting policies and procedures. This includes, but is not limited to, direct responsibility for new and existing business, acceptance, declination, workflow, department procedures, and proper application of corporate underwriting policies, procedures and compliance with Insurance regulations.

This position will also have individual production responsibilities involving large and more complex technical accounts as well as providing superior support to CIG top and or middle tier agents.

Education and Experience:

• College degree (or equivalent experience) and seven to ten years of progressively challenging experience writing small to medium sized small business and middle market risks as a commercial lines underwriter.
• This individual must have ability to apply sound underwriting principles and manage an underwriting workload.
• The position also requires a minimum of two to three years in a leadership or supervisory role directing the efforts of a professional team to manage agency relationships and business production.
• Completion of technical insurance coursework preferred, such as CPCU, AU, ARM, CRM or CIC.

Knowledge of:

• Underwriting principles, procedures, rules and regulations
• Relevant knowledge of pertinent DOI Regulations and pending legislative issues
• Rating plans (ISO or similar) and commercial lines coverages
• Knowledge of social, economic and competitive aspects of territory assigned
• National and local business conditions and trends
• Underwriting and marketing philosophy and procedure
• Correct English usage, including spelling, grammar, punctuation, and vocabulary
• Basic mathematics and the application of formulas

Ability to:

• Lead and direct a team of professional underwriters to consistently to meet service standards and deliver an excellent work product
• Correlate risk factors to underwriting standards to determine acceptance of risk
• Produce accurately and consistently to meet deadlines
• Analyze problems and develop effective solutions
• Exchange ideas, information and influence others through effective communication
• Function in a collaborative and positive team work environment
• Demonstrate commitment to professional development to improve knowledge and skills to advance job performance
• Must maintain a valid drivers’ license and accommodate routine business travel
• Candidates must be authorized to work in the United States without the need for current or future visa sponsorship.
• Regional Underwriting Manager

Salary Range:

$100,593.00 - $167,655.00

The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role. Please note that actual salaries may vary within the range above or below, depending on experience and location. We look at compensation for each individual and base our offer on your unique qualifications, experience, and expected contributions. This position may also be eligible for other types of compensation in addition to base salary, such as benefits and bonus programs.