Commercial Banker

FNB Corporation; Baltimore (MD); Hybrid; USD 104,000 - 173,000; Full time

Job summary

FNB Corporation in Baltimore, MD is seeking a Commercial Banker 2 to grow and manage commercial loan relationships. The role focuses on credit analysis, portfolio performance, and cross-selling banking products within regulatory guidelines.

The position requires strong communication, project management, and customer service skills, plus 7+ years in lending. It offers a full-time schedule with a competitive salary and benefits package.

Qualifications

• BA or BS degree required.
• 7+ years of commercial banking or lending experience.
• Strong project management and communication skills.
• Proficient PC software (MS Word/Excel/PowerPoint).
• Knowledge of banking laws and community involvement.

Responsibilities

• Develops new and existing commercial loan relationships and cross-sell banking products.
• Administers a portfolio of commercial loans and analyzes creditworthiness.
• Monitors loan performance and prepares loan documents for presentation.
• Promotes the Bank’s image in the community and ensures regulatory compliance.
• Performs staff training and risk management in line with policies.

Skills

Project management

Communication

Customer service

Organizational skills

Analytical skills

Interpersonal skills

Computer skills

MS Word

MS Excel

MS PowerPoint

Lending banking experience

Banking regulations knowledge

Community involvement

Education

BA or BS degree

Tools

MS Word

MS Excel

MS PowerPoint

Job description

Commercial Banker page is loaded## Commercial Bankerlocations: Baltimore, MDtime type: Full timeposted on: Posted Todayjob requisition id: 2026-00924## **Primary Office Location:**300 E. Lombard Street. Baltimore, Maryland. 21202.## **Join our team. Make a difference - for us and for your future.****Position Title:** Commercial Banker 2 **Business Unit:** Commercial Banking **Reports To:** Commercial Banking Team Leader **Position Overview:** This position is primarily responsible for developing new and existing commercial loan business relationships, administering a portfolio of commercial loans, determining the credit worthiness of borrowers, monitoring loan performance, preparing commercial loans for presentation and promoting the Bank’s image in the community in order to meet or exceed commercial loan quality, profitability, growth and service objectives. The incumbent provides the highest quality of service to every customer. **Primary Responsibilities:** Develops new and existing commercial loan business relationships by calling on potential and existing customers to cross-sell all banking products including other banking services and to promote the Bank’s image within limits of current budget and mix of products to develop new and expand existing commercial loan business and achieve profit and growth objectives.Administers a portfolio of commercial loans by preparing loans that meet credit quality, profitability, growth and service requirements as determined by portfolio yield, loss ratio, delinquency rate and other measures to achieve profit and growth objectives.Determines the credit worthiness of borrowers by making sound analysis of their financial condition, ability to repay the loan and the net realizable value of the collateral in accordance with established policy and procedure to ensure a portfolio of commercial loans that meet the Bank's quality standards.Monitors loan performance by maintaining contact with borrowers, monitoring the financial condition of borrowers and resolving problems and when appropriate waiving a request for financial statements according to established policies, procedures and regulations in an accurate and timely manner to reduce risk the Bank might incur from collateral deterioration or borrowers' inability to pay.Prepares loan documents that are in compliance with bank regulations for presentation, presents loans that are above the incumbent's lending limit to the loan committee or officer with higher lending limits communicating all elements of the loan to ensure compliance with regulations and to enhance the ability to make sound credit decisions.Promotes the Bank’s image in the community by participating in community activities, coordinating community development efforts, promoting involvement and participation in community service organizations to assist in compliance with the Community Reinvestment Act, presents a favorable image in the community and establishes contacts that could generate new business.Develops and maintains an adequate level of knowledge in Commercial Banking, general banking and business development matters and demonstrates personal and interpersonal behavior, attitude, judgment, communication and initiative with customers and employees to ensure an acceptable degree of performance.Implements all compliance policies and procedures within the department and ensures the department staff receives adequate regulatory compliance training to perform job functions in compliance with regulatory requirements and standards, follows corporate Compliance policies and procedures and cooperates fully with all internal and external compliance reviews and examinations.Performs other related duties and projects as assigned.All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions. **Minimum Education:** BA or BS **Minimum Years Experience:** 7 **Special Skills:** Excellent project management skills Excellent communication skills, both written and verbal Excellent customer service skills Excellent organizational, analytical and interpersonal skills Ability to use a personal computer and job-related software MS Word - Intermediate Level MS Excel - Intermediate Level MS PowerPoint - Intermediate Level Experience in a lending banking position and in an equivalent customer focused position.Knowledge of banking laws and regulations.Experience in community and civic activities. **Special Licenses and Certificates:** N/A **Physical Requirements:** N/A### **Compensation Grade:**EXT12### **Pay Range:**$103,558.00 - $172,614.00### FNB’s total rewards package may include other components such as: overtime, incentive, equity and benefits. Salary range is a guideline and is determined by a number of factors including education, experience, skills, internal equity and market conditions. We review pay regularly to ensure competitive and equitable pay. FNB offers a comprehensive benefits package including but not limited to, medical, dental, vision, life insurance, flexible spending accounts, health savings account, 401(k), paid time off, including sick time, vacation time, and paid holidays, and other voluntary benefits.### **Equal Employment Opportunity (EEO):**It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.# A culture of teamwork. A history of success.As a leading diversified financial services company, F.N.B. Corporation (FNB) offers a wide range of opportunities for individuals who want to grow their careers. The FNB team is a group of highly qualified professionals who work together to provide comprehensive financial solutions across our corporate footprint, which includes Pennsylvania, Ohio, Maryland, West Virginia, Virginia, North Carolina, and South Carolina.Our consistent recognition as a **best place to work** and **top workplace** by our own employees symbolizes the outstanding culture we represent.# # **Sign up for Job Alerts:****A simple and easy way to stay up to date on career opportunities available.**You now have the ability to **sign up for job alerts** through your candidate profile.To enroll you will need to create or sign into your candidate profile and select "job alerts".By enrolling in job alerts, you will receive email notifications as opportunities come available that match your selected interests.