Regional Credit Lead

Avis Budget Group; Virginia Beach (VA); On-site; USD 50,000 - 61,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

401(k) plan

Job summary

Avis Budget Group is seeking a Regional Credit Lead in Virginia Beach to evaluate creditworthiness for B2B customers and establish credit terms. You’ll review financial statements, credit reports, and payment history, deciding on limits and holds while documenting rationale for audits.

This role works with Sales and AR to resolve issues and deliver timely credit decisions. The position requires a bachelor’s degree or 5 years’ related experience, strong analytical skills, and clear communication.

Qualifications

• Bachelor's degree or 5 years of related experience.
• Strong analytical and quantitative skills.
• Experience in B2B credit analysis preferred.

Responsibilities

• Review all B2B credit applications for approval or denial based on financial data and history.
• Make decisions on credit holds and releases with documented rationale.
• Monitor accounts for compliance and changes in financial condition.
• Collaborate with Sales and Accounts Receivable to resolve issues.
• Communicate credit decisions clearly to stakeholders.
• Produce reporting on new and existing accounts and other metrics.

Skills

Credit analysis

Financial review

Risk assessment

Communication

Negotiation

Education

Bachelor's degree or 5 years experience

Job description

Driven to be the BestPeople. Performance. Purpose.At Avis Budget Group, we’re driven to be the best vehicle rental company in the world, together. Our 25,000 employees raise the bar every day, bringing different perspectives, taking ownership, and leading with integrity. We’re defining the future of mobility with safe, sustainable solutions that move people, businesses, and communities forward.The Regional Credit Lead will lead the evaluation of creditworthiness for new and existing B2B customers, including establishing and enforcing account terms and conditions and resolving disputes. Ensure implementation of strategies to balance risk and support business growth. Develop and maintain strong relationships with key stakeholders, internal departments, and vendors.What You'll Do:Review all B2B customer credit applications for approval or denial, including analysis of financial statements, credit bureau reports, trade references, and payment history to assess risk and establish credit limit and termsMake decisions on account credit holds and releases while documenting rationale in accordance with policy and audit proceduresMonitor existing accounts for compliance with terms, changes in financial condition or payment behavior, and initiate adjustments or reviews as warrantedCollaborate with Sales and other internal Accounts Receivable functions to resolve account issues or escalationsCommunicate clearly and timely all credit decisions and conditions to stakeholdersProduce reporting on new account volume, existing account performance, and other related metrics that can inform bad debt reserve calculation or identify areas of concernEnsure compliance with internal controls and audit standardsDevelop and maintain standard operating procedures and training materialsPerks You’ll Get:Access to Medical, Dental, Vision, Life and Disability insuranceEligible to elect other voluntary benefits including: Group Auto Insurance, Group Home Insurance, Pet Insurance, Legal Assistance, Identity Theft Protection, FSA, Accident Insurance, Critical Illness Insurance, and additional life insurance coverages401(k) Retirement Plan with company matched contributionsFull training to learn the business and enhance professional skillsEmployee discounts, including discounted prices on the purchase of Avis/Budget carsAccess to an Employee Assistance Program for services including counseling, financial and legal consultation, referrals for care service and moreWhat We're Looking For:Bachelor’s degree in business administration, finance, or other related field, or 5 years of related experienceMinimum 2 years of experience in B2B credit analysis, accounts receivable, or related fieldDemonstrated ability to independently analyze financial date to make sound credit decisionsStrong understanding of credit risk principles and policiesAbility to work independently and manage multiple tasks simultaneously, as well as communicate across all levels of organizationExcellent analytical, verbal, and written communication skills, as well as interpersonal and negotiation skills. Must be able to defend credit decisions clearly.Fluent English – both oral and writtenOne or more EU language (DE, FR, IT, ES) is an advantage but not mandatoryThe annual starting salary for this position is $55,000.00 annually. Factors that may affect starting pay within this range include geography/market, skills, education, experience, and other qualifications of the successful candidate.Who We Are:Here at Avis Budget Group, you will be joining a team of 25,000 driven people, performing with purpose. Together, we’re moving the future of transportation forward with our innovative, customer-focused solutions.Our culture is performance driven, where we encourage and support each other to be at our best through leadership, training, tools, and rewards.We are proud to make a positive difference to the lives of our colleagues, customers, and communities where we operate.Avis Budget Group is an Equal Opportunity Employer – Qualified applicants will receive consideration for employment without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran or any other category protected by applicable law.This advertisement does not constitute a promise or guarantee of employment. This advertisement describes the general nature and level of this position only. Essential functions and responsibilities may change as business needs require. The compensation and benefits information is accurate as of the date of this posting. The Company reserves the right to modify this information at any time, with or without notice, subject to applicable law. This position may be with any affiliate of Avis Budget Group.Virginia BeachVirginiaUnited States of America