Real Estate Loan Processor

MyPoint Credit Union; San Diego (CA); On-site; USD 31,000 - 47,000; Full time

Job summary

MyPoint Credit Union is seeking a detail-oriented Real Estate Loan Processor in San Diego, CA. You will support members through the real estate lending process and collaborate with the lending team to ensure accurate, efficient processing in compliance with requirements.

The role emphasizes organization, accuracy, and strong communication as you handle disclosures, logs, and pipeline management in a fast-paced environment.

Qualifications

• High school diploma or GED.
• 1 year of related experience.
• Current Mortgage Loan Originator registration or ability to obtain.

Responsibilities

• Input new real estate loan applications into the loan origination system.
• Verify employment, income, assets, and liabilities per guidelines.
• Assist with reviewing information to determine creditworthiness for real estate loans.
• Initiate the escrow process and obtain property title information through approved vendors.
• Prepare and distribute required loan disclosures to members and staff.
• Maintain accurate real estate loan application logs, pipeline reports, and funded loan files.
• Help ensure loan documentation and processing activities comply with applicable laws, regulations, policies, and procedures.
• Protect the confidentiality of members’ personal and financial information.
• Follow security and regulatory requirements, including the Bank Secrecy Act, OFAC, USA PATRIOT Act, and Customer Identification Program requirements.
• Assist with additional projects and assignments based on department needs.

Skills

Verbal communication

Written communication

Organizational skills

Multitasking

Team collaboration

Regulatory knowledge

Attention to detail

Education

High school diploma or GED

Tools

Loan origination system

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Full Time Admin Support San Diego, CA, US

2 days ago Requisition ID: 1912

Salary Range: $22.54 To $33.80 Hourly

Join the MyPoint Team

MyPoint Credit Union is looking for a detail-oriented and service-focused Real Estate Loan Processor to join our Real Estate team.

In this role, you’ll support members throughout the real estate lending process while working closely with our lending team to help ensure loan applications are processed accurately, efficiently, and in accordance with applicable requirements. If you enjoy working in a fast-paced environment, staying organized, and helping people navigate important financial decisions, we’d love to hear from you.

What You’ll Do

• Input new real estate loan applications into the credit union’s loan origination system.
• Verify employment, income, assets, and liabilities in accordance with credit union and secondary market guidelines.
• Assist with reviewing information used to determine applicants’ creditworthiness for real estate loans.
• Initiate the escrow process and obtain property title information through approved vendors.
• Prepare and distribute required loan disclosures to members and staff.
• Maintain accurate real estate loan application logs, pipeline reports, and funded loan files.
• Help ensure loan documentation and processing activities comply with applicable laws, regulations, policies, and procedures.
• Protect the confidentiality of members’ personal and financial information.
• Follow applicable security and regulatory requirements, including the Bank Secrecy Act, OFAC, USA PATRIOT Act, and Customer Identification Program requirements.
• Assist with additional projects and assignments based on department needs.

What We’re Looking For

• High school diploma or GED.
• At least one year of related experience.
• Current Mortgage Loan Originator registration or the ability to obtain required registration.
• Strong verbal and written communication skills.
• Ability to communicate effectively with members, employees, vendors, and other business partners.
• Working knowledge of regulations related to consumer and real estate lending.
• Strong organizational skills and attention to detail.
• Ability to manage multiple priorities and deadlines in a fast-paced environment.
• Ability to work independently with minimal supervision while also collaborating effectively as part of a team.
• Commitment to providing an excellent member experience.

Why MyPoint?

At MyPoint Credit Union, our employees play an important role in helping our members achieve their financial goals. We’re looking for someone who brings accuracy, accountability, great service, and a genuine desire to help our members through the real estate lending process.

MyPoint Credit Union is an equal opportunity employer. M/F/D/V