Real Estate Loan Processor

Guaranty Bank & Trust; Mount Pleasant (TX); On-site; USD 40,000 - 60,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

401(k) retirement savings plan

Paid Time Off (PTO)

Employee Assistance Program (EAP)

Job summary

Guaranty Bank & Trust in Mt Pleasant, TX, is looking for a processor responsible for loan pre-processing and processing functions. This role involves ensuring compliance with regulations while maintaining timely and accurate support for the Bank's lending operations.

Candidates should have a high school diploma and at least one year of relevant banking experience. Excellent interpersonal, organizational, and problem-solving skills are essential. The position offers a competitive salary and benefits package.

Qualifications

• Minimum one year previous experience in banking, loan origination, loan processing, or loan review.
• Ability to work independently prioritizing daily tasks.
• Demonstrates initiative and commitment to continuous learning.

Responsibilities

• Verify documentation for loan processing.
• Prepare and review loan documentation for accuracy.
• Communicate with relevant parties to satisfy loan conditions.

Skills

Self-motivated

Excellent interpersonal skills

Organizational skills

Critical thinking

Problem-solving

Advanced PC skills

Education

High School diploma or equivalent

College degree in finance or business preferred

Tools

MS Word

Excel

PowerPoint

Outlook

Adobe

Job description

About The Role

Our Company’s culture supports customers in achieving their financial goals and dreams. As a processor you will be responsible for performing a variety of loan pre‑processing and processing functions—from receipt of loan documentation through preparation of the package for loan closing while ensuring timely, accurate and cost effective support of the Bank’s lending operations.

Job Duties

• Verify all corresponding information to files to ensure all documentation is obtained and complete for a sound file.
• Prepare loan documentation and thoroughly review work for accuracy.
• Ensure compliance in all areas of real estate lending.
• Communicate with co‑workers, loan officers, title companies and attorneys to satisfy loan conditions, as well as provide the status of the loan applications in process.
• Solve problems and seek alternative solutions when necessary.
• Proactively and independently monitor multiple files and process workflow to ensure a timely completion for closing.
• Adhere to all state and federal regulations including, but not limited to HMDA, RESPA, Fair Lending Practices, Regulation Z, etc.
• Implementation of new policies and procedures based on workflow and regulations.
• Comply with privacy policies and procedures to maintain customer confidentiality and information protection.
• Comply with all federal, state and local regulatory rules and regulations governing financial institutions, as well as all company policies and procedures.
• Completing and passing all required regulatory compliance training as assigned.
• Perform any additional duties and tasks assigned by management.

Qualifications & Skills

• Self‑motivated with excellent interpersonal skills and organizational skills.
• Ability to work independently with emphasis on prioritizing daily tasks.
• Strong critical thinking and problem‑solving skills.
• Demonstrates initiative, a commitment to continuous learning, and the ability to adapt to change.
• Advanced PC skills (e.g., MS Word, Excel, PowerPoint, Outlook, and Adobe).
• Ability to work in multiple operating systems and multi‑task within each program accordingly.

Education, Experience & Licenses

• High School diploma or equivalent.
• College degree in finance, business or other directly related field preferred, or equivalent of experience combined with education in accounting or finance.
• Minimum one year previous experience in banking, loan origination, loan processing and/or loan review.

Work Location

Guaranty Bank and Trust in Mt Pleasant, TX. Must live within 30 minutes of the location listed below.

Address: 100 W Arkansas St, Mt Pleasant, TX 75455

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is often required to sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to stand; walk; and lift or reach with hands and arms. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6‑8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing/descending stairs in an emergency situation.

Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

What We Offer

Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit‑Sharing plans, short and long‑term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part‑time employees up to a maximum accrual of 240 hours per year for certain full‑time employees. PTO accruals are dependent on position, status (full‑time or part‑time), and years of experience in accordance with our PTO policy. Most full‑time employees are also offered 6 paid holidays and part‑time employees are offered pro‑rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state‑recognized holidays. Visit our website for more details.

We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws. Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US. No recruiters or unsolicited agency referrals please.