Real Estate Law Firm Escrow Officer

McMichael & Gray, PC; Birmingham (AL); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Competitive benefits

Job summary

McMichael & Gray, PC is seeking a Closer in Birmingham, AL to manage closing document preparation, funding coordination, and final review of mortgage loan information. The role ensures accurate disclosures, timely funding, and secure handling of closing documents.

Experience with closing processes and lender coordination is preferred. You will assemble package contents for delivery to title companies and lenders, verify funds, and confirm all documents are properly executed for post-closing

Responsibilities

• Final review of mortgage loan information and preparing closing documents.
• Fund/coordinate disbursement and ensure closing documents are accurate and complete.
• Assemble documents for delivery to title company, real estate broker, or lending officer for closing.
• Verify disclosures and balance Closing Disclosure with lender prior to closing.
• Coordinate funding authorization and disbursement processes with lender.
• Ensure all lien payoffs, taxes, HOA and other items are paid at closing.
• Review and ensure documents are properly executed and securely presented.

Job description

The Closer is responsible for final review of mortgage loan information, preparing closing documents, funding the file accurately and sending closing documents to the closing attorney.

Responsibilities and Duties:

• Ensures mortgage loans are funded accurately and in a timely manner.
• Types closing documents for all transactions.
• Assembles documents for delivery to title company, real estate broker, or lending officer for closing.
• Ensures that appropriate disclosure documents have been assigned and are in the loan file.
• Communicates with the Lender of the transaction to balance the Closing Disclosure form prior to closing to ensure all numbers are accurate.
• Works with the Lender of the transaction to receive funding authorization to disburse funds to parties.
• Responsible for clearance of all title requirements.
• Responsible for payment in full and cancelation of all liens against the property, including, but not limited to, payoff of mortgage, loans, HOA, fifas, taxes, outstanding utility bills, etc.
• Ensures that all items being paid at closing is calculated with per diem past closing date and shifts accordingly.
• Ensures that all items being paid at closing are paid in full via wire or overnight tracking in a timely manner.
• Confirms legal documents to be recorded are accurate and total cost to record is collected at closing.
• Confirms receipt of all incoming funds from borrower and lender.
• Confirms outgoing funds for payoffs, seller proceeds and all checks cut for disbursements.
• Ensures that all documents are properly executed by all parties involved with said transaction.
• Ensures that all documents are presented to the parties of the transaction in a professional and secure manner.
• Reviews all preclosing documents for accuracy; including; HOA letters, Taxes, Termite, HBW,
  Lender documents, Title Examination and Commitment of Title.
• Reviews final closing documents and delivers the final file to the Post Closing department..

Experience with SoftPro is a plus. Experience in this role preferred
We offer a competitive benefits package and compensation is commensurate with experience.