Quality Control Specialist

GoodLeap; Roseville (MN); On-site; USD 70,000 - 90,000; Full time

Job summary

A leading company in sustainable financing is seeking a Quality Control Specialist to ensure compliance with HUD and other guidelines. This role involves pre-closing reviews of loan files, task management, and communication with the underwriting team. The ideal candidate will have 3+ years of mortgage industry experience and strong regulatory knowledge, contributing to maintaining high-quality loan processing standards.

Qualifications

• At least 3 years of experience in compliance, loan processing, or underwriting.
• Strong knowledge of federal, state, and regulatory rules in mortgage lending.
• Ability to work independently and resolve issues with minimal supervision.

Responsibilities

• Perform pre-closing quality control reviews of loan files for compliance.
• Conduct high risk loan reviews to identify concerns.
• Communicate findings to the Underwriting Manager promptly.

Skills

Compliance

Loan Processing

Underwriting

Communication

Attention to Detail

Problem Solving

Tools

Encompass

MS Outlook

MS Word

MS Excel

Job description

About GoodLeap:

GoodLeap is a technology company delivering best-in-class financing and software products for sustainable solutions, from solar panels and batteries to energy-efficient HVAC, heat pumps, roofing, windows, and more. Over 1 million homeowners have benefited from our simple, fast, and frictionless technology that makes the adoption of these products more affordable, accessible, and easier to understand. Thousands of professionals deploying home efficiency and solar solutions rely on GoodLeap’s proprietary, AI-powered applications and developer tools to drive more transparent customer communication, deeper business intelligence, and streamlined payment and operations. Our platform has led to more than $27 billion in financing for sustainable solutions since 2018.

GoodLeap is also proud to support our award-winning nonprofit, GivePower, which is building and deploying life-saving water and clean electricity systems, changing the lives of more than 1.6 million people across Africa, Asia, and South America.

Summary:

The Quality Control Specialist is responsible for ensuring the loan meets all HUD/FNMA/FHLMC/VA eligibility guidelines and requirement, and Company policies and procedures. A Quality Control Specialist is responsible for reviewing the following items (but is not limited to): data integrity of the AUS, income calculations for accuracy, income and asset documentation including the VVOE for accuracy and completeness, social security numbers, appraisal report, and confirm adequate MI coverage; maintaining compliance with federal and state laws and regulations; private investor requirements; and Company policies and procedures by conducting quality control reviews of all loans selected for review and completed prior to the preparation of loan documents. The Quality Control Specialist is also responsible for ensuring the integrity of data in Encompass.

Essential Job Duties and Responsibilities:

• Performing a pre-closing quality control review of all loan files selected for review, ensuring the loan file is in compliance with all agency loan guidelines, regulatory disclosure requirements, and internal Company policies and procedures.
• Perform high risk loan reviews to identify concerns such as occupancy or misrepresentation.
• Attend relevant loan underwriting, credit analysis, or loan program industry trainings as assigned.
• Maintain the Prefund QC loan level report will all findings.
• Communicate loan detail findings and resolutions to the Underwriting Manager as quickly as possible.
• Assist the Quality Control Manager with projects from time-to-time.

Required Skills, Knowledge and Abilities:

• At least 3 years of compliance, loan processing and/or underwriting experience in the retail mortgage lending industry
• Demonstrate the ability to work independently, be resourceful, and resolve issues as they arise with minimal supervision
• Strong working knowledge of federal, state, and regulatory rules, laws, regulations, underwriting guidelines and statutes relevant to the mortgage industry
• Working knowledge of loan processes and procedures
• Experience with Encompass preferred
• Proficient in PC-based applications such as MS Outlook, Word, and Excel
• Excellent communication skills
• Precise attention to detail
• Strong work ethic

Compensation:$70,000 - $90,000 per year

Additional Information Regarding Job Duties and Job Descriptions:

Job duties include additional responsibilities as assigned by one's supervisor or other managers related to the position/department. This job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties and other skills required for the position. The Company reserves the right at any time with or without notice to alter or change job responsibilities, reassign or transfer job position or assign additional job responsibilities, subject to applicable law. The Company shall provide reasonable accommodations of known disabilities to enable a qualified applicant or employee to apply for employment, perform the essential functions of the job, or enjoy the benefits and privileges of employment as required by the law.

If you are an extraordinary professional who thrives in a collaborative work culture and values a rewarding career, then we want to work with you! Apply today!