Property Field Adjuster

Sedgwick; Alabama; On-site; USD 50,000 - 70,000; Full time

Job summary

Sedgwick is seeking a claims professional to handle losses for property and casualty insurers. Responsibilities include examining policies for coverage, interviewing claimants and witnesses, reviewing records, and inspecting property damage to assess liability and settlement options.

The role emphasizes accurate reporting, strong customer service, and the ability to work independently or with a team, while maintaining attention to detail in a fast-paced environment.

Qualifications

• Bachelor's degree preferred for admissions and licensing.
• IIA-AIC designation to be obtained within 12 to 18 months.
• Appropriate state adjuster license is required to handle claims.

Responsibilities

• Examines policies and records to determine coverage.
• Interviews claimants and witnesses regarding claims.
• Reviews police/hospital records and inspects property damage to assess liability.

Skills

Oral & written communication

Microsoft Office

Reporting

Customer service

Interpersonal skills

Attention to detail

Time management

Independent worker

Team collaboration

Education

Bachelor's degree preferred

IIA-AIC designation within 12–18 months

State adjuster license required

Job description

PRIMARY PURPOSE

To handle losses and claims for property and casualty insurers.

ESSENTIAL FUNCTIONS AND RESPONSIBILITIES

• Examines insurance policies and other records to determine insurance coverage.
• Interviews, telephones, and/or corresponds with claimant and witnesses regarding claim.
• Consults police and hospital records and inspects property damage to determine extent of company’s liability and varying methods of investigation according to type of insurance.
• Estimates cost of repair, replacement, or compensation.
• Prepares report of findings and negotiates settlement with claimant.
• Recommends litigation by legal department when settlement cannot be negotiated.
• Attends litigation hearings.
• Revises case reserves in assigned case files to cover probable costs.
• Assists in preparing loss experience report to help determine profitability and calculates adequate future rates.

ADDITIONAL FUNCTIONS AND RESPONSIBILITIES

• Performs other duties as assigned.
• Supports the organization’s quality program(s).
• Travels as required.

QUALIFICATIONS

Education & Licensing: University‑educated bachelor’s degree preferred. Obtain IIA‑AIC designation within 12 to 18 months. Appropriate state adjuster license is required.

Experience: None.

Skills & Knowledge:

• Strong oral and written communication, including presentation skills.
• PC literate, including Microsoft Office products.
• Demonstrated commitment to timely reporting.
• Strong customer service skills.
• Strong interpersonal skills.
• Attention to detail and accuracy.
• Good time management and organizational skills.
• Ability to work independently or in a team environment.
• Ability to meet or exceed performance competencies.

WORK ENVIRONMENT

When applicable and appropriate, consideration will be given to reasonable accommodations.

Mental: Clear and conceptual thinking ability; excellent judgment and discretion; ability to handle work‑related stress; ability to handle multiple priorities simultaneously; and ability to meet deadlines.

Physical:

• Must be able to stand and/or walk for long periods of time.
• Must be able to kneel, squat or bend.
• Must be able to work outdoors in hot and/or cold weather conditions.
• Ability to climb, crawl, stoop, kneel or work overhead.
• Be able to lift/carry up to 50 pounds.
• Be able to push/pull up to 100 pounds.
• Be able to drive up to 4 hours per day.
• Must have continual use of manual dexterity.

Auditory/Visual: Hearing, vision and talking.

The statements contained in this document are intended to describe the general nature and level of work being performed by a colleague assigned to this description. They are not intended to constitute a comprehensive list of functions, duties, or local variances. Management retains the discretion to add or to change the duties of the position at any time.

Sedgwick is an Equal Opportunity Employer and a Drug‑Free Workplace.