Field Insurance Adjuster

Randstad Enterprise; United States; Remote; USD 60,000 - 80,000; Full time

Benefits offered by this job

Career development programs

Flexible working conditions

Job summary

A leading staffing agency in the United States is looking for a CAT Adjuster to handle property claims with significant travel involved. Candidates must have at least 3-5 years of relevant experience, strong negotiation skills, and the ability to work under challenging conditions. This role supports career development through robust training programs and requires maintaining necessary certifications. Competitive benefits and a dynamic work environment are offered.

Qualifications

• Minimum of 3-5 years’ experience as a CAT or Property Adjuster.
• Ability to operate a motor vehicle 4-5 hours per day.
• Ability to load and unload equipment weighing up to 30 pounds.
• Understanding of applicable statutes, regulations, and case law.

Responsibilities

• Handle personal property claims requiring field investigations.
• Investigate, analyze, evaluate, and negotiate personal claims.
• Ensure high productivity and customer service.
• Possess and maintain appropriate states adjuster license(s).

Skills

Strong organizational skills

Time management skills

Negotiation skills

Communication skills

Problem-solving skills

Ability to adapt

Education

Bachelor’s Degree or equivalent experience

Job description

This is a FIELD position with 75% domestic travel required. 3 weeks travel + 1 week home.

Previous Field CAT experience REQUIRED.

Position Overview

CAT adjusters handle property claims requiring field investigations and/or inspections. They must establish rapport with insureds and maintain relationships with their agents, underwriters, contractors, restoration vendors, and experts.

They are expected to know their territory, including the geography; regulations and the law as pertains to property claims; state and local public safety and regulatory agencies and officials; the insurance and legal climate; and public adjusters. CAT adjusters may use a company claims office location as their base of operations, or they may work out of their homes. They are required to be able to travel on little to no notice. Travel may be up to 75% of the time.

In This Role You Will

• Must have or secure and maintain appropriate states adjuster license(s) and continuing education credits
• Handle personal property claims requiring outside field investigations and/or inspections
• May use a company claims office location as their base operations, or they may work out of their homes
• Handle business interruption (BI) features in conjunction with BI specialists
• Works within specific limits and authority on assignments of moderate technical complexity
• Possesses functional knowledge and skills reflective of fully competent practitioner
• Investigates, analyzes, evaluates and negotiates personal claims of minimal to moderate complexity. May handle low complexity commercial claims
• May be responsible for all aspects of each claim, including informal hearings, arbitrations and small claims litigation and maintaining a high level of productivity, confidentiality and customer service
• Implement and coordinate the most effective management techniques to mitigate loss and expense payments
• Settlement and reserving authority levels are moderate
• May be required to have and maintain sufficient home-based internet connection

Career Development

It’s not just a job, it’s a career, and we are here to support you every step of the way. We want you to be successful and fulfilled. Through on-the-job experiences, personalized coaching and our robust learning and development programs, we encourage you – at every level – to grow and develop.

What You Need To Apply

• Bachelor’s Degree or equivalent experience
• Minimum of 3‑5 years’ experience as a CAT or Property Adjuster
• Strong organizational and time management skills
• Ability to negotiate skillfully in difficult situations with both internal and external groups. Demonstrates ability to win concessions without damaging relationships
• Demonstrates strong written and verbal communication skills. Promotes and facilitates free and open communication
• Understanding of applicable statutes, regulations and case law
• Thinks critically and anticipates, recognizes, identifies and develops solutions to problems in a timely manner
• Easily adapts to new or different changing situations, requirements or priorities
• Cultivates an environment of teamwork and collaboration
• Operates with latitude for un-reviewed action or decision
• Ability to use a personal computer and other standard office equipment
• Travel 75% of the time
• Ability to sit and/or stand for extended periods
• Ability to operate a motor vehicle 4‑5 hours per day and to get in and out of the vehicle numerous times during the day
• Ability to load and unload equipment and supplies weighing up to 30 pounds from a motor vehicle as needed to perform field work
• Ability to bend, walk, and climb for several consecutive hours while inspecting damaged buildings, often with utilities turned off or inoperable

This job posting provides cursory examples of some of the job duties associated with this position. The examples provided are not complete, and the position may entail other essential and job‑related functions and responsibilities that employees will be required to perform.