Property Damage Claims Adjuster

Horan Securities, Inc.; Brentwood (TN); Remote; USD 70,000 - 80,000; Full time

Job summary

A leading company is seeking experienced claims adjusters for their Vehicle Property Damage program. This remote position involves handling commercial auto claims, ensuring compliance with regulations, and building relationships with various stakeholders. Ideal candidates will have a strong background in claims management and excellent communication skills.

Benefits

Health insurance

Dental insurance

Vision insurance

401(k) accounts

Paid time off

Qualifications

• 5+ years claims experience or equivalent combination in commercial auto.
• Independent Adjuster’s license required in candidate’s resident State.

Responsibilities

• Maintain compliance with insurance regulations and fair claims practices.
• Review and analyze coverage to determine potential issues.
• Conduct thorough investigations and manage litigated files.

Skills

Communication

Customer service

Interpersonal skills

Typing speed

Education

High school or equivalent

Tools

Excel

Word

Job description

About Specialty Program Group:

Our goal is topartner with industry-leadingspecialty businesses to provide them with the ability to achieve their goals and optimize their businesses. Specialty Program Group offersaccess to capital and investment, deep carrier relationships, creative thinking, product development and broad distribution, while allowing our businesses to maintain the essence of what makes them successful. Specialty Program Group deliversleading-edge specialty expertisebacked by transformativedigital capabilitiesand sophisticateddata and analytics.

About Avant:

Avant is a risk management organization that services several industries. Avant was born through innovation. In 1976, we created the game-changing product known as Non-Trucking Liability. Today, we are reviving that innovative culture on which we were built. Avant continues a forward thinking quest of developing new products and creating new markets.

Avant is the holding company under which our subsidiaries reside:

• Avant Underwriters (AU

• Avant Specialty Claims (ASC)

• Avant Brokerage (AB)

• Avant Supermarket Group (ASG)

• SafeHerb Flexible Workforce

• AvantCare

Each of these centers of innovation contribute to our strength and unique value within the marketplace. At Avant, we will continue to attract like-minded, leading edge talent and organizations. The result is a one-stop source for insurance solutions

Job Description

We are seeking innovative, experienced, decisive professional claims adjusters on our Vehicle Property Damage program to handle commercial auto claims across the nation. This is a work from home opportunity.

The position also involves building relationships with insureds, brokers, agents, attorneys, and insurance carriers. The adjuster will also present oral and written quarterly file presentations to the broker and insurance carrier with their plans and recommendations.

Our core values are that the world changes fast. Our people embrace change. This unique ability is our advantage. IQ is horsepower. Wisdom is guidance. Intellect doesn’t matter if we are on the wrong path. Success is possible both professionally and personally. Long term success only comes when all parties feel good about the result. Everyone at the table must win. Information is expedited to all corners of the company to allow for sharpened decision making.

Responsibilities:

• Maintain full compliance with applicable department of insurance regulations and fair claims practices in each State.
• Ensure that claims handling is conducted in compliance with applicable statutes, regulations, and other legal requirements, and that all applicable company procedures and policies are followed.
• Review and analyze coverage, including applicable endorsements and exclusions to determine if any coverage issues exist. Report all potential coverage issues.
• Draft reservation of rights letters, coverage disclaimer letters, and tender letters for review and approval by the carrier.
• Comply with Company Best Practices Guidelines, Carrier Best Practices and MGA Best Practices in regards to claim handling.
• Conduct thorough coverage, and damage investigations in accordance with Company Best Practices.
• Set accurate reserves with documented rationale for the value.
• Complete timely evaluations and initiate settlement negotiations.
• Handle files involving catastrophic damages in accordance with our Catastrophic Guidelines.
• Complete periodic claim reports.
• Investigation include Interviewing and taking statements from insured’s. Investigate loss details as required, including obtaining all relevant documents such as police reports, public records, lease agreements, contacts, releases, Proof of Loss, etc.
• Assign claims to outside appraiser and/or adjuster with instructions for investigation and evaluation as needed.
• Review reports from adjusters and/or appraiser and evaluate, make judgments and formulate action plans to carry claim to final disposition.
• Manage litigated files to conclusion. This includes, but is not limited to; assigning counsel, managing counsel assigned to the case in connection with our Litigation Guidelines and handling all attorney assigned files in connection with our Best Practices.
• Secure all required closing documents from the insured, claimant, lien holder or other parties as needed. This includes releases, dismissal entries, proofs of loss, etc.
• Ensure Claims payments are issued in a timely and accurate manner.
• Oversee selling salvage on total loss items, as needed.
• Identify files with subrogation potential and refer files to Subrogation Representative for evaluation and pursuit of potential subrogation claim.
• Document file activity notes and prepare written reports and letters as required.
• Consistently maintain a current file diary.

Skills/Knowledge

• Knowledge of Excel, Word, strong keyboard skills; typing speed and accuracy
• Above average verbal and written communication skills
• Interpersonal skills and professional demeanor
• Ability to prioritize multiple tasks and take directions from several sources
• Customer service oriented
• The ability to work in a team environment

Requirements

• 5+ years claims experience or equivalent combination in commercial auto.
• Candidate with prior Vehicle Property Damage experience is preferred.
• Required to hold an Independent Adjuster’s license in candidate’s resident State, apply for all reciprocal State licenses within 90 days of employment, and test for and obtain all non-reciprocal licenses within one year of employment.
• If the candidate is not licensed in their resident State, then the candidate will be required to apply for and pass any required test to obtain their resident license within 60 days of employment.

Salary

Disclosure required under applicable state or municipality regulations: The expected salary range for this position is $70,000-$80,000 and will be impacted by factors such as the successful candidate’s skills, experience and working location, as well as the specific position’s business line, scope and level. HUB International is proud to offer comprehensive benefit and total compensation packages which could include health/dental/vision/life/disability insurance, FSA, HSA and 401(k) accounts, paid-time-off benefits, and eligible bonuses, equity and commissions for some positions.

#SPG

Department Claims ManagementRequired Experience: 5-7 years of relevant experienceRequired Travel: No Travel RequiredRequired Education: High school or equivalent

HUB International Limited is an equal opportunity employer that does not discriminate on the basis of race/ethnicity, national origin, religion, age, color, sex, sexual orientation, gender identity, disability or veteran's status, or any other characteristic protected by local, state or federal laws, rules or regulations.

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