Property Claims Adjuster Specialist - Field

USAA Life Insurance Company; Valdosta (GA); Presencial; USD 34.000 - 55.000; Jornada completa

Descripción de la vacante

USAA Life Insurance Company seeks a Property Adjuster Specialist for the Valdosta, GA region. This field-based role emphasizes a virtual-first approach to inspections, with a company vehicle provided for on-site loss inspections within the local territory.

Candidates will investigate, evaluate and settle complex property claims, negotiating settlements within authority while complying with state regulations. The position may involve travel to other regions as needed and overtime opportunities.

Responsabilidades

• Proactively manages assigned claims caseload comprised of complex damages requiring knowledge of coverage and liability.
• Partner with vendors and internal teams to facilitate complex claims resolution.
• Investigate claim damages by researching from insured, third parties, and external sources.
• Identify coverage concerns, review loss history, determine special investigations and referrals.
• Negotiate complex settlements within authority limits while ensuring regulatory compliance.

Descripción del empleo

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.

We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.

The Opportunity

As a dedicated Property Adjuster Specialist , you will work within established guidelines and framework to investigate, evaluate, negotiate, and settle complex property insurance claims presented by or against our members. You will confirm and analyzes coverage, recognize liability exposure and negotiate equitable settlements in compliance with all state regulatory requirements.

Property Adjuster Specialist focus on using technology and desk adjusting for a virtual first approach to inspections and claims handling. USAA also provides a company vehicle to physically inspect losses within your locally assigned territory. Field Adjusters may travel outside of their local territory to respond to claims in other regions when needed. This is an hourly, non-exempt position with paid overtime available.

This is a field-based role for the territory of Valdosta, GA . Candidates currently living in this location or willing to self-relocate are encouraged to apply.

What you'll do:

• Proactively manages assigned claims caseload comprised of complex damages that require commensurate knowledge and understanding of claims coverage including potential legal liability.
• Partners with vendors and internal business partners to facilitate complex claims resolution. May also involve external regulatory coordination to ensure appropriate documentation and compliance.
• Investigates claim damages by conducting research from various sources, including the insured, third parties, and external resources. May identify and resolve potential discrepancies and identifies subrogation potential resulting from unusual characteristics.
• Identifies coverage concerns, reviews prior loss history, determines and creates Special Investigation Unit (SIU) referrals, when appropriate. Determines coverage through analyzing information involving complex policy terms and contingencies.
• Determines and negotiates complex claims settlement within authority limits. Devel...