Product Owner – DMS, Desking & Special Finance (BHPH)

Carsforsale.com; Sioux Falls (SD); On-site; USD 85,000 - 110,000; Full time

Job summary

Carsforsale.com in Sioux Falls, SD is seeking a Product Owner who understands dealership workflows across DMS, desking, and in-house F&I, and can translate dealer needs into shipped products. You will work at the intersection of dealer operations, engineering, and strategy to improve workflows.

The role requires 3+ years in Product Owner/BA/PM, experience with dealership software, and strong communication. You will partner with PM, QA, and engineering from planning through release and help shape

Qualifications

• 3+ years as a Product Owner, Business Analyst, or Product Manager.
• Experience with dealership software such as DMS/CRM.
• Strong understanding of dealership sales and financing, including F&I.
• Comfortable in Agile environments and writing sharp requirements.

Responsibilities

• Level up desking: deal structure, financing workflows, payment calculations, trade evaluations, taxes/fees, credit apps, digital contracting
• Level up BHPH: payment scheduling, collections, delinquency tracking, repo workflows, GPS/payment device integrations, portfolio reporting
• Own the backlog for DMS, desking, and BHPH/special finance solutions
• Recommend enhancements to improve adoption, engagement, and dealer outcomes
• Identify opportunities to automate workflows with tech and AI
• Turn dealer feedback into clear user stories and requirements
• Partner with project management, QA, and engineering from planning through release
• Analyze product performance and market trends to inform priorities

Skills

Product ownership

Agile methodology

Requirements writing

Tools

DMS

CRM

Job description

Job Overview

Car deals involve a lot of moving parts: desking, F&I, in-house financing, payment processing, title management, and more. This role exists to make sure our solutions keep up - translating dealer needs, business objectives, and market opportunities into product improvements that deliver measurable value.

We're looking for a Product Owner who understands dealership workflows - both traditional retail F&I and the in-house/BHPH side of the business - and can turn dealer pain points into shipped products. You'll work at the intersection of dealer operations, engineering, and strategy to continuously improve dealership workflows across inventory management, desking, financing, F&I, contracting, and reporting.

What You'll Do

• Level up desking: deal structure, financing workflows, payment calculations, trade evaluations, taxes/fees, credit apps, digital contracting
• Level up BHPH: payment scheduling, collections, delinquency tracking, repo workflows, GPS/payment device integrations, portfolio reporting
• Own the backlog for our DMS, desking, and BHPH/special finance solutions
• Recommend enhancements that improve adoption, engagement, and dealer outcomes
• Identify opportunities to automate workflows or processes with tech and Ai
• Turn dealer feedback into clear user stories and requirements engineering can actually build from
• Partner with project management, QA, and engineering from planning through release
• Analyze product performance, feedback, and market trends to inform priorities
• Keep your ear to the ground - talk to dealers, watch the market, and use it all to shape what's next

What We're Looking For

• 3+ years as a Product Owner, Business Analyst, or Product Manager (5+ a plus)
• Experience with dealership software - DMS, CRM, desking, or F&I tools
• Real understanding of dealership sales and financing, including in-house/BHPH
• Comfortable in Agile environments, comfortable writing sharp requirements
• Strong analytical chops and even stronger communication skills
• Previous Knowledge: BHPH/special finance background, loan servicing or collections software experience, lender/compliance/tax integrations, digital contracting or eSignature know-how, and any Ai-powered workflow automation experience

Come Help Us Change the Game

We're a team of ambitious, curious people who work hard, think big, challenge the status quo, and aren't afraid to try something new. We bring big ideas to the table, tackle tough problems, and work together to make things happen. We move fast, take ownership, support each other, celebrate the wins, and have fun along the way.

Our one-of-a-kind workspace reflects our one-of-a-kind culture. Yes, there's a two-story slide. Yes, there's a life-size T-Rex. Our workspace is designed to bring our culture to life with free coffee, drinks, and snacks to keep the energy flowing, plus a real-life NASCAR tunnel, virtual golf, billiards, shuffleboard, and VR - everything you need to recharge, connect, and enjoy the ride.