Product Manager - Global Expansion

Ria Money Transfer; Denver (CO); Hybrid; USD 120,000 - 160,000; Full time

Benefits offered by this job

Free Lunch on Thursdays

Hybrid Work Schedule (Tue - Thu at the

Stock purchase discount 15%

401(k) Plan with Match

Free Money Transfers with Ria

Job summary

Ria Money Transfer in Denver, CO is seeking a Product Manager, Expansion to lead our digital money transfer products into new markets worldwide. You’ll own the launches from discovery to scale and build the playbook for faster future expansions.

You will collaborate with Engineering, Compliance, Legal, Payments, Design, and regional teams to translate local rules into product scope, deliver scalable market setups, and drive measurable growth across registrations, transfers, and retention.

Qualifications

• 5+ years of product experience in software, fintech, or online services.
• Strong data mindset and ability to translate insights into decisions.
• Experience shipping and iterating on impactful products.
• Comfortable with regulated products and localization.
• Excellent cross-functional collaboration and communication.

Responsibilities

• Study target markets and local payment habits to define launches.
• Talk to customers and local teams to learn pain points and needs.
• Turn local rules into clear product scope for each market.
• Write specs for market setup: onboarding, identity checks, payments, pricing.
• Collaborate with Design, Engineering, and QA to ship launches across web and mobile.
• Start with pilots, measure funnel, and open to full traffic.
• Build a repeatable launch playbook for faster future markets.
• Own launch metrics: registrations, transfers, retention; drive impact.

Skills

Product management

Data analysis

UX sense

Prototyping with AI tools

Cross-functional leadership

Education

Bachelor's degree in business, design, engineering, or equivalent

Tools

Segment

Amplitude

Branch

PostHog

Iterable

Job description

Ria Money Transfer is a business segment of Euronet Worldwide, Inc. (NASDAQ: EEFT). We make it fast, reliable, and affordable for people to send money abroad. Ria has become one of the largest players in traditional remittances, and now we're focused on making online money transfers simple and accessible to everyone.

About the Role

We're looking for a Product Manager, Expansion to lead Ria's digital money transfer products into new markets around the world. You'll own the product work that opens each new market — running the first launches yourself, then building the playbook that makes every launch after that faster.

Every market is different: regulations, KYC, payment methods, currencies, pricing, and customer expectations all vary. Your job is to translate those differences into clear product requirements, then lead a dedicated cross-functional squad — spanning Engineering, Compliance, Legal, Payments, Design, and regional teams — from discovery through launch and scale. This is a consumer-facing PM role with real scale and real stakes: you're on the hook for expanding Ria's footprint and digital adoption across a customer base placing millions of transactions. We share the target market list during the interview process.

If you like solving practical problems that touch millions of people sending money home — and want to lead the work that makes it possible — we'd love to talk.

What You'll Do

• Study each target market: customer segments, corridors, competitors, and local payment habits.
• Talk to customers and local teams to learn how people send money today, and what stops them.
• Turn local rules and payment requirements into a clear product scope for each launch.

Drive Execution

• Write clear specs for market setup: onboarding, identity checks, local payment methods, payout options, language, and pricing.
• Collaborate with Design, Engineering, and QA to ship each launch across web and mobile.
• Start with a small pilot, measure the funnel, then open the market to full traffic.
• Build a repeatable launch playbook, so each new market takes less time than the last.

Own Outcomes

• Own the launch metrics for each new market: registrations, first transfer conversion, and early retention.
• Push for measurable impact, not just output.
• Own delivery and results, adjusting your approach based on outcomes.

Align Stakeholders

• Partner with Compliance, Legal, Payments, Marketing, and regional teams. Build trust and a shared launch plan.
• Plan for compliance, legal, and operational needs early to move fast without risking quality.
• Make trade-offs and opportunity costs visible with data, and hold a clear position when the evidence supports it.

What We're Looking For

Every PM on our team

• 5+ years of product experience in software, fintech, or online services.
• Strong generalist. You are good at many things, and you are curious about what drives customer behavior.
• Strong with data. You pull and analyze product data yourself, and you turn it into decisions.
• Strong UX sense. You can pinpoint what makes a product experience good or bad, and explain why.
• Technical enough to build. You are not a software engineer, but you can build prototypes and small tools with AI coding tools, debug them, and make them work.
• Proven record of shipping and iterating on impactful products.
• Hands-on, with a bias for action and comfortable diving into the details.
• Able to zoom in and out between strategy and execution.
• Clear communicator who backs decisions with evidence.
• Degree in business, design, engineering, or equivalent practical experience.
• Familiar with tools like Segment, Amplitude, Branch, Posthog or Iterable.
• You regularly explore new apps and often find yourself analyzing what makes them work, or not.

For this role

• Experience launching a consumer product in a country that was new to your company. You handled local payments, local rules, and localization.
• Comfortable with regulated products. You can read a legal requirement, ask Compliance the right questions, then write the product scope.
• Experience with payment methods, identity checks, or onboarding in more than one country.
• Able to run several launches at once, each one at a different stage.
• Strong empathy for customers in markets where you have never lived. You test your assumptions instead of trusting them.
• Comfortable with ambiguity. A new market gives you thin data, and you still have to decide.

Nice to Have

• Direct experience in remittances or cross-border payments specifically, rather than fintech generally.
• Spanish or another additional language.
• Working SQL knowledge.

Practical

• Fluent in English, with experience working across time zones and remote teams.
• Willing to work in a hybrid setup, with at least Tuesday, Wednesday and Thursday in the office.
• Reside in Denver, CO or be open to relocating.
• Authorized to work in the United States.

Free Lunch on Thursdays

Hybrid Work Schedule (Tue - Thu at the office)

15% Discount on EEFT Stock Purchase

401(k) Plan with Match

Free Money Transfers with Ria

Ria Money Transfer offers a competitive salary and benefits package. The reasonable estimated pay for this role ranges from (USD $120,000 to USD $160,000). Actual compensation is based upon factors such as the candidate's skills, qualifications, and experience. In addition, Ria Money Transfer offers a wide range of best in class, comprehensive and inclusive employee benefits for this role including healthcare, dental and vision benefits, a 401(k) plan, Paid Vacation/Sick Leave and more.

Ria Money Transfer is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Check out our website to learn more about the company at: http://www.riamoneytransfer.com/

The position responsibilities outlined above are intended to define the general contents and requirements to perform this job. It is not to be taken as a complete statement of responsibilities or requirements. This job description does not restrict the Company's right to assign or reassign duties and responsibilities to this job as needed.