Product Manager, Financial Infrastructure & Ledger

Speedrun Talent Network; Austin, New York, San Francisco (TX, NY, CA); Hybrid; USD 160,000 - 210,000; Full time

Job summary

Thatch is hiring a Product Manager for its Financial Infrastructure team. You will own the ledger, money movement, and banking strategy, improving the economics of how money flows through our platform and laying the foundation for new financial products.

You'll collaborate with Engineering, Finance, and Compliance to solve complex problems where reliability and detail matter, while aligning product priorities with regulatory requirements.

Qualifications

• 5+ years of product management experience building payments, banking, or financial infrastructure products.
• Deep understanding of financial systems including money movement, ledgers, reconciliation, or banking infrastructure.
• Strong technical fluency with experience working closely with engineers on APIs, data models, and system design.
• Experience building in regulated environments where reliability, accuracy, and compliance are critical.
• Strong product judgment and financial instincts; understand business impact of technical decisions.
• Track record of owning complex products end-to-end, bringing clarity to ambiguity, delivering results.

Responsibilities

• Own the strategy and roadmap for Thatch's financial infrastructure, balancing reliability, unit economics, and new product opportunities.
• Build and evolve our unified ledger, creating a trusted system of record for reconciliation, reporting, and treasury operations.
• Make money movement more reliable and scalable, from premium payments and reimbursements to card transactions and banking integrations.
• Improve the economics of how we hold and move funds, including treasury management, yield, and transaction costs.
• Evaluate opportunities in card issuing, credit, and other financial products, deciding what to build vs. partner on.
• Partner with Engineering, Finance, Operations, Legal, and Compliance to design scalable, auditable systems meeting regulatory requirements.

Skills

Payments

Financial infrastructure

APIs

Data models

System design

Regulated environments

End-to-end ownership

Job description

Thatch is hiring a Product Manager for its Financial Infrastructure team. You will own the ledger, money movement, and banking strategy, improving the economics of how money flows through our platform and laying the foundation for new financial products.

You'll collaborate with Engineering, Finance, and Compliance to solve complex problems where reliability and detail matter, while aligning product priorities with regulatory requirements.