Product Manager

Cardless, Inc.; San Francisco (CA); On-site; USD 175,000 - 250,000; Full time

Benefits offered by this job

Meaningful Start-up equity

100% health, vision & dental primary覆盖

75% health, vision & dental dependent

Catered lunches

$250/month Commuter benefit

Parental leave

Team building events & happy hours

Flexible PTO with a minimum of 15 days

Apple equipment

401k plan

Job summary

Cardless, Inc. is building a credit card and loyalty platform for consumer businesses. A Product Manager will help power the next generation of credit cards, creating delightful consumer experiences and strong engagement tools for brands on a solid financial foundation.

You’ll work across problem areas and disciplines, advocating for the mission and driving several initiatives from concept to launch in a fast-moving startup.

Qualifications

• 4+ years of product management experience in fintech or related field.
• Attention to detail with ability to think through problems deeply.
• Effective in high-stakes discussions with stakeholders.
• Interdisciplinary curiosity across fintech topics.

Responsibilities

• Take nascent projects, flesh them out, and drive through development and launch.
• Move from simplicity to informed complexity and back to simplicity.
• Own 2–3 complex projects at different stages and deliver quickly with quality.
• Incorporate customer feedback and deploy multiple times per week.
• Support roadmap, sprint planning, and long-term vision.

Skills

Product management

Job description

At Cardless, we’re building a credit card and loyalty platform that consumer businesses use to engage their customers. We’ve launched 14 credit cards, including for Alibaba and Qatar Airways. We help businesses bring imaginative card programs to life, and have pioneered technology to embed credit card features natively into their products.

We value curiosity, humility, and intensity — we move fast and take ownership. This is a place where a motivated, resourceful individual can have an enormous impact on our trajectory. We're headquartered in San Francisco, and have raised about $90M in equity funding from top venture capital firms and angels.

As a Product Manager, you will help us further our mission to make credit better, by powering the next generation of credit cards. This means building a delightful experience for consumers, and powerful engagement and marketing tools for brands (all on a solid financial product foundation). You’ll get to work across different problem areas and across disciplines as you advocate for our

What You’ll Do:

• Take a nascent, simple-sounding project, flesh it out, and push it through the exhilarating/excruciating process of development and launch.
• Move from uninformed simplicity, to informed complexity, and ultimately to informed simplicity. Rinse and repeat.
• Own 2–3 complex projects at a time, each at different stages. Your success will hinge on delivering quickly and at high quality.
• Celebrate the little wins too - we get customer feedback every day and deploy multiple times a week.
• Support our roadmap, sprint planning, and long-term vision.

Requirements:

• Preferred experience. You have 4+ years of product management experience and a track record of building amazing fintech products. You know what great looks like, and you love the process. Ideally you have spent time at a B2B or platform company, and understand what it means to build a platform (not custom software).
• Attention to detail. You care about making really great things – and can think through problems at a deep level. You know the magic is in the details – but you also know when to be scrappy and move fast.
• Effective in high-stakes rooms. You're comfortable in conversation with a wide array of stakeholders, even when the stakes are high. You value good preparation and a positive attitude. Ideally, you have experience working with large institutional customers / stakeholders.
• Interdisciplinary curiosity. You can get "nerdy" about a wide range of topics (in fintech and beyond). You're intellectually confident and humble: You admit when you don't know something. You listen, and ask great questions.

Compensation and Benefits:

This role has an annual starting salary range of $175,000-$250,000 + equity + benefits (see above). Actual compensation is influenced by a wide array of factors including but not limited to skills, experience, and specific work location.

Benefits:

• Meaningful Start-up equity
• 100% health, vision & dental primary coverage
• 75% health, vision & dental dependent coverage
• Catered lunches
• $250/month Commuter benefit
• Parental leave
• Team building events & happy hours
• Flexible PTO with a minimum of 15 days off per year
• Apple equipment
• 401k plan

Location:

We're headquartered in San Francisco, CA, with a beautiful office in Jackson Square. We welcome employees who want to work from this office; we offer additional benefits to those who do, and relocation assistance to those who'd like to.

We regularly bring our team together for offsites & trips, about every 2 months, both for fun and for work. We cover all travel & lodging in these cases.