Product Engineer (Software Engineer)

Clera; San Francisco (CA); On-site; USD 120,000 - 200,000; Full time

Benefits offered by this job

Visa sponsorship

Job summary

Clera, a small fintech startup in San Francisco, is seeking a full-stack product engineer to own backend features end-to-end and ship high-impact updates daily. You'll work with product, engineering, and leadership to improve users' financial wellbeing and build scalable systems.

This role requires 3+ years of backend experience, REST APIs, Kafka or Pub/Sub, and a startup mindset. On-site in SF with relocation to SF or Seattle; Visa sponsorship available.

Qualifications

• 3+ years building backend features end-to-end for production systems.
• Experience designing and consuming RESTful APIs with authentication, authorization patterns, and rate limiting.
• Experience with event-driven architectures and message queues such as Kafka or Pub/Sub.
• Experience with relational databases (PostgreSQL or MySQL), including data modeling and query optimization.
• Hands-on experience with CI/CD pipelines, version control, automated testing, and code review processes.
• Experience writing SQL and using analytics tools to assess system and product performance.
• Experience building consumer-facing products (not exclusively B2B).
• Experience debugging complex state machines in event-driven systems.
• Strong computer science fundamentals: algorithms, data structures, and system design.
• Meaningful early-stage startup experience, rather than exclusively large-company backgrounds.
• Familiarity with Go deployed on GCP is a strong plus.

Responsibilities

• Build product features end-to-end, including domain models, business logic, and API integrations.
• Drive deployment and iteration through data-driven, incremental releases toward ambitious milestones.
• Use SQL and analytics tools to evaluate product and system performance against robust data pipelines.
• Debug complex state machines in an event-driven, pub/sub backend to ensure a seamless user experience.
• Ship to production daily via a rapid CI/CD process, owning implementations end-to-end and responding to incidents as needed.

Skills

Backend engineering

REST APIs

Event-driven architecture

SQL / data analytics

CS fundamentals

Startup experience

Go

GCP

Version control / CI-CD

Debugging state machines

Consumer-facing products

Tools

Kafka

Pub/Sub

PostgreSQL

MySQL

Git

Go

GCP

Job description

About The Role

This is a full-stack product engineering role at a small, fast-moving fintech company building consumer tools for cash advances, paycheck optimization, and credit building. You'll work closely with product, engineering, and business leaders to ship high-impact features that directly improve users' financial wellbeing. The team is lean, the ownership is real, and the work touches production every day.

What You’ll Do

• Build product features end-to-end, including domain models, business logic, and API integrations.
• Drive deployment and iteration through data-driven, incremental releases toward ambitious milestones.
• Use SQL and analytics tools to evaluate product and system performance against robust data pipelines.
• Debug complex state machines in an event-driven, pub/sub backend to ensure a seamless user experience.
• Ship to production daily via a rapid CI/CD process, owning implementations end-to-end and responding to incidents as needed.

What We’re Looking For

• 3+ years building backend features end-to-end for production systems.
• Proficiency designing and consuming RESTful APIs with authentication, authorization patterns, and rate limiting.
• Experience with event-driven architectures and message queues such as Kafka or Pub/Sub.
• Experience with relational databases (PostgreSQL or MySQL), including data modeling and query optimization.
• Hands-on experience with CI/CD pipelines, version control, automated testing, and code review processes.
• Experience writing SQL and using analytics tools to assess system and product performance.
• Experience building consumer-facing products (not exclusively B2B).
• Experience debugging complex state machines in event-driven systems.
• Strong computer science fundamentals: algorithms, data structures, and system design.
• Meaningful early-stage startup experience, rather than exclusively large-company or late-stage backgrounds.
• Familiarity with Go (golang) deployed on GCP is a strong plus.

Compensation & Benefits

Base salary: $120,000 to $200,000 USD annually. Visa sponsorship is available.

Location

On-site in San Francisco, CA. Candidates must already be based in, or be willing to relocate to, San Francisco or Seattle.