Product Data Scientist

Bestegg; Wilmington (DE); On-site; USD 120,000 - 160,000; Full time

Benefits offered by this job

Retirement savings with company match

Paid time-off

Health care plans (dental/vision)

Flexible Spending Plans

Job summary

Best Egg, now part of Barclays, is a market-leading, tech-enabled financial platform focused on lending solutions and financial health tools. We are seeking a Product Data Scientist who can identify business problems, translate insights into actionable recommendations, develop AI/ML stack solutions, drive test/learn plans, present recommendations, and independently deploy these solutions into production.

The ideal candidate has urgency, creativity, and strong ML/analytics background.

Qualifications

• Bachelor’s degree in Statistics, Mathematics, Operational Research, Computer Science/Engineering, Data Science or other quantitative major.
• 3+ years’ experience analyzing data and delivering business insights.
• 1+ years’ experience in AI development and deployment.
• Strong Python and SQL skills are required.
• Excellent written and verbal communication; ability to translate quantitative concepts to a non-technical audience.

Responsibilities

• Improve funnel efficiency by partnering with the Product team to optimize the application processes.
• Develop and automate reporting and monitoring around funnel performance metrics leveraging SQL and Python.
• Partner with various business units to develop AI/ML solutions aimed at optimizing and automating business tasks relating to application, applicants’ verification and/or operational strategies.
• Assess the capabilities and values of 3rd party vendors.
• Contribute to a culture focused on continuous learning and celebrate frequent wins, while providing valuable insights.

Skills

Python

SQL

Data analysis

Communication

Independent work

Education

Bachelor’s degree in Statistics, Mathematics, Operational Research, Computer Science/Engineering, Data Science or related field

Masters or PhD preferred

Job description

Best Egg, now part of Barclays, is a market-leading, tech-enabled financial platform helping people build financial confidence through innovative lending solutions and financial health tools. As a Barclays company, we combine the agility and customer focus of a fintech with the global reach, stability, and purpose of a leading financial institution—working together to create a better financial future for our customers and communities.

At Best Egg, you’ll find a culture grounded in our core values—putting people first, creating clarity, delivering with excellence —enhanced by Barclays’ commitment to integrity, inclusion, and long-term impact. Together, we empower our colleagues to challenge, innovate, and take ownership while making a meaningful difference in people’s financial lives.

With the strength of Barclays behind us, we offer expanded opportunities for growth, development, and career mobility across a global organization—while continuing to build the products and experiences that make Best Egg unique.

We’re looking for collaborative, curious problem-solvers who are excited to make an impact and grow with us.

We’re proud to be an equal opportunity employer committed to building a diverse and inclusive team.

We are seeking a Product Data Scientist who can identify business problems, translate insights into actionable recommendations, develop AI/ML stack solutions, drive test/learn plans, present recommendations, and independently deploy these solutions into production. The ideal candidate has a high sense of urgency, a creative mind, great communication skills, and a strong background in ML and analytics.

• Improve funnel efficiency and drive business KPI by partnering with the Product team to optimize the application processes
• Develop and automate reporting and monitoring around funnel performance metrics leveraging SQL and Python
• Partner with various business units to develop AI/ML solutions aimed at optimizing and automating business tasks relating toapplication, applicants’ verification and/or operational strategies
• Assess the capabilities and values of 3rd party vendors.
• Contribute to a culture focused on continuous learning and celebrate frequent wins, while providing valuable insights

• Bachelor’s degree in Statistics, Mathematics, Operational Research, Computer Science/Engineering, Data Science or other quantitative major. Masters or PhD is preferred
• 3+ years’ experience analyzing data and delivering business insights
• 1+ years’ experience in AI development and deployment
• Strong Python and SQL skills are required
• Ability to work independently as well as in a team
• Excellent written and verbal communication skills; Ability to translate quantitative concepts to a non-technical audience.

The Shop pod is the most critical pod in the organization. It is responsible for the core of our application funnel, including application submit, presenting offers to customers in partnership with credit underwriting and pricing criteria, and converting customers to accept an offer. The pod’s scope also includes APIs and affiliate experiences to enable loan marketplaces to offer Best Egg loans. The work involved in the Shop pod for the DS team consists of:

• Supporting the product managers in business value sizing and prioritization for new Shop tickets
• Working closely with the software engineers and data engineers to understand the new tech process and build out the data requirements for use in reporting
• Supporting the pod’s key metrics through advanced analysis into customer pain points into the funnel (e.g. improving KCF application submit rate)
• Building out reports for test launches

Employee Benefits

Best Egg offers many additional benefits for our employees, including (but not limited to):

• Pre-tax and post-tax retirement savings plans with a competitive company matching program
• Generous paid time-off plans including vacation, personal/sick time, paid short-- term and long-term disability leaves, paid parental leave, and paid company holidays
• Multiple health care plans to choose from, including dental and vision options
• Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts
• Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs
• Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more!

In compliance with the CCPA, Best Egg is fully committed to handling the personal information and data of employees and job applications responsibly with respect and due care. Review our CCPA Employee Policy here.