Product Controller: Card & Connected Commerce

JPMorgan Chase & Co.; Wilmington (DE); On-site; USD 90,000 - 120,000; Full time

Job summary

JPMorgan Chase & Co. in Delaware is seeking a Senior Associate in the Card & Connected Commerce Controllers team to support accounting and reporting for the Chase credit card portfolio.

You will calculate contractual compensation and deliver partner reporting for 12 co-branded card products, collaborating with product and finance leaders to explain results. You will independently research variances, perform data mining, and advise on accounting implications for new card features, while designing

Qualifications

• Minimum of 5 years of experience in finance, accounting, and/or financial reporting.
• Bachelor’s degree in Accounting, Finance, or a related discipline.
• Advanced Microsoft Excel skills and proficiency in Microsoft Word and PowerPoint.
• Working knowledge of U.S. GAAP, regulatory reporting, and internal control concepts.
• Demonstrated ability to manage multiple priorities and deliver accurately under deadline.
• Experience with an ERP system and strong general ledger familiarity.

Responsibilities

• Support profit and loss reporting and month-end close activities across rewards expense, co-branded revenue sharing, card-linked offers, and card network fees
• Prepare balance sheet substantiation and support reconciliations, including accruals, deferred revenue, and intercompany activity
• Calculate contractual compensation and produce recurring partner reporting for co-branded card products
• Track and reconcile wire transfer activity totaling more than $1B per month
• Investigate drivers of variances by performing data mining and root-cause analysis
• Deliver detailed analytical reporting and clear narratives to business managers and senior finance leadership
• Partner with product stakeholders to assess accounting impacts of new and existing features and benefits
• Improve processes by designing, implementing, and maintaining scalable solutions that increase accuracy and efficiency
• Support internal control and regulatory reporting considerations through well-documented analysis and review

Skills

5+ years experience

US GAAP

Advanced Excel

MS Word & PowerPoint

Data analysis

Education

Bachelor’s degree in Accounting or Finance

Tools

Oracle

SAP

Job description

Join a team where your analysis supports high‑stakes decisions and strengthens trust in our financial reporting. You’ll help shape how we measure, explain, and improve performance across a leading credit card business. In this role, you’ll partner closely with product and finance leaders while building scalable reporting solutions. If you enjoy digging into data, resolving variances, and improving processes, you’ll find meaningful opportunities to grow here.

Job summary

As a Senior Associate in the Card & Connected Commerce Controllers team, you will support accounting and reporting for the Chase credit card portfolio. You will calculate contractual compensation and deliver partner reporting for 12 co‑branded card products, and support accounting and reporting for rewards and benefits across Chase‑branded card portfolios. You will independently research variances, perform data mining, and review reports to ensure accurate and timely financial results. You will collaborate with product and finance leadership and advise on accounting implications and operational impacts for new and evolving card features and benefits.

Job responsibilities

• Support profit and loss reporting and month‑end close activities across rewards expense, co‑branded revenue sharing, card‑linked offers, and card network fees
• Prepare balance sheet substantiation and support reconciliations, including accruals, deferred revenue, and intercompany activity
• Calculate contractual compensation and produce recurring partner reporting for co‑branded card products
• Track and reconcile wire transfer activity totaling more than $1B per month
• Investigate drivers of variances by performing data mining and root‑cause analysis
• Deliver detailed analytical reporting and clear narratives to business managers and senior finance leadership
• Partner with product stakeholders to assess accounting impacts of new and existing features and benefits
• Improve processes by designing, implementing, and maintaining scalable solutions that increase accuracy and efficiency
• Support internal control and regulatory reporting considerations through well‑documented analysis and review

Required qualifications, capabilities, and skills

• Minimum of 5 years of experience in finance, accounting, and/or financial reporting
• Bachelor’s degree in Accounting, Finance, or a related discipline
• Advanced Microsoft Excel skills and proficiency in Microsoft Word and PowerPoint
• Working knowledge of U.S. generally accepted accounting principles (U.S. GAAP), regulatory reporting, and internal control concepts
• Demonstrated ability to manage multiple priorities and deliver accurately under deadline
• Strong analytical, organizational, and communication skills with attention to detailExperience preparing reconciliations and balance sheet substantiation
• Experience with an enterprise resource planning system and strong general ledger familiarity

Preferred qualifications, capabilities, and skills

• Experience supporting consumer credit card, rewards, or partner revenue‑sharing programs
• Experience with Oracle and/or SAP (or similar enterprise resource planning platforms)
• Experience building scalable reporting solutions and process automation (for example, templates, controls, or workflow improvements)
• Comfort presenting insights and recommendations to senior finance leaders and cross‑functional stakeholders
• Experience working with large transaction volumes and complex reconciliations