Product Controller: Card & Connected Commerce

JPMorganChase; Wilmington (DE); On-site; USD 85,000 - 125,000; Full time

Benefits offered by this job

Health coverage

On-site health centers

Retirement plan

Backup childcare

Tuition reimbursement

Mental health support

Financial coaching

Job summary

Chase is seeking a Senior Associate in the Card & Connected Commerce Controllers team to support accounting and reporting for the Chase credit card portfolio. You will calculate contractual compensation and deliver partner reporting for 12 co-branded products, while assisting with rewards and benefits across Chase-branded portfolios.

You will independently research variances, perform data mining, and review reports to ensure timely financial results.

Qualifications

• Minimum 5 years of experience in finance, accounting and/or financial reporting.
• Bachelor's degree in Accounting, Finance, or related discipline.
• Advanced Excel skills and proficiency in Word and PowerPoint.
• Knowledge of U.S. GAAP, regulatory reporting and internal controls.
• Ability to manage multiple priorities and meet deadlines.
• Strong analytical, organizational and communication skills with attention to detail.
• Experience with reconciliations and balance sheet substantiation.
• Experience with ERP systems and general ledger familiarity.

Responsibilities

• Support profit and loss reporting and month-end close across rewards, revenue sharing, and card network fees.
• Prepare balance sheet substantiation and support reconciliations, including accruals and intercompany activity.
• Calculate contractual compensation and produce partner reporting for co-branded products.
• Track and reconcile wire transfer activity totaling >$1B per month.
• Investigate variances via data mining and root-cause analysis.
• Deliver analytical reporting and narratives to business managers and senior leadership.
• Partner with product stakeholders to assess accounting impacts of features and benefits.
• Design and maintain scalable reporting solutions to improve accuracy and efficiency.
• Support internal control and regulatory reporting through well-documented analysis.

Skills

Excel

Word

PowerPoint

GAAP knowledge

Analytical skills

Communication skills

Reconciliations

Education

Bachelor's degree in Accounting/Finance

Tools

Oracle

SAP

Job description

Job Description

Join a team where your analysis supports high‑stakes decisions and strengthens trust in our financial reporting. You’ll help shape how we measure, explain, and improve performance across a leading credit card business. In this role, you’ll partner closely with product and finance leaders while building scalable reporting solutions. If you enjoy digging into data, resolving variances, and improving processes, you’ll find meaningful opportunities to grow here.

Job Summary

As a Senior Associate in the Card & Connected Commerce Controllers team, you will support accounting and reporting for the Chase credit card portfolio. You will calculate contractual compensation and deliver partner reporting for 12 co‑branded card products, and support accounting and reporting for rewards and benefits across Chase‑branded card portfolios. You will independently research variances, perform data mining, and review reports to ensure accurate and timely financial results. You will collaborate with product and finance leadership and advise on accounting implications and operational impacts for new and evolving card features and benefits.

Job responsibilities

• Support profit and loss reporting and month‑end close activities across rewards expense, co‑branded revenue sharing, card‑linked offers, and card network fees


• Prepare balance sheet substantiation and support reconciliations, including accruals, deferred revenue, and intercompany activity


• Calculate contractual compensation and produce recurring partner reporting for co‑branded card products


• Track and reconcile wire transfer activity totaling more than $1B per month


• Investigate drivers of variances by performing data mining and root‑cause analysis


• Deliver detailed analytical reporting and clear narratives to business managers and senior finance leadership


• Partner with product stakeholders to assess accounting impacts of new and existing features and benefits


• Improve processes by designing, implementing, and maintaining scalable solutions that increase accuracy and efficiency


• Support internal control and regulatory reporting considerations through well‑documented analysis and review

Required Qualifications, Capabilities, And Skills

• Minimum of 5 years of experience in finance, accounting, and/or financial reporting


• Bachelor's degree in Accounting, Finance, or a related discipline


• Advanced Microsoft Excel skills and proficiency in Microsoft Word and PowerPoint


• Working knowledge of U.S. generally accepted accounting principles (U.S. GAAP), regulatory reporting, and internal control concepts


• Demonstrated ability to manage multiple priorities and deliver accurately under deadline


• Strong analytical, organizational, and communication skills with attention to detail


• Experience preparing reconciliations and balance sheet substantiation


• Experience with an enterprise resource planning system and strong general ledger familiarity

Preferred Qualifications, Capabilities, And Skills

• Experience supporting consumer credit card, rewards, or partner revenue‑sharing programs


• Experience with Oracle and/or SAP (or similar enterprise resource planning platforms)


• Experience building scalable reporting solutions and process automation (for example, templates, controls, or workflow improvements)


• Comfort presenting insights and recommendations to senior finance leaders and cross‑functional stakeholders


• Experience working with large transaction volumes and complex reconciliations

ABOUT US

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. Additional details about total compensation and benefits will be provided during the hiring process.

• comprehensive health care coverage


• on‑site health and wellness centers


• a retirement savings plan


• backup childcare


• tuition reimbursement


• mental health support


• financial coaching and more.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

About The Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most‑used digital solutions – all while ranking first in customer satisfaction.

Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.