Product Control Analyst - P&L, Finance & Risk Oversight

SMBC Group; Charlotte (NC); Hybrid; USD 70,000 - 110,000; Full time

Job summary

SMBC Group in Charlotte is seeking a Product Control Analyst to support Coverage & Capital Markets and Structured Finance Solutions. You will be a key control point between Front Office, Finance, Risk, Treasury, Accounting, and Regulatory Reporting, ensuring integrity of daily P&L and balance sheet reporting.

The role offers exposure to lending, structured finance and capital markets activities, with opportunities to influence governance, automation, and reporting.

Qualifications

• Bachelor's degree in Accounting, Finance, Economics, Mathematics, or related field.
• 0-3 years of experience in Product Control, Finance, Accounting, Audit, Risk, Treasury, Banking, or related fields.
• Strong analytical, problem-solving, and communication skills.
• Ability to build relationships and collaborate across business and support functions.
• Hybrid, geographically dispersed environment with stakeholders outside Charlotte.

Responsibilities

• Perform daily and monthly P&L reporting, validation, and analysis across lending and structured finance activities, ensuring the accuracy and integrity of financial results.
• Support financial control and reconciliation, month-end close, quarterly regulatory reporting processes.
• Develop strong relationships with Front Office, Risk, Accounting, Finance, Regulatory Reporting stakeholders to understand transaction economics, revenue drivers, business strategy, and new business activity.
• Participate in business reviews, transaction discussions, and initiatives aimed at enhancing transparency, governance, and business ownership of reported financial results.
• Contribute to process improvements, reporting enhancements, automation initiatives, and strategic Product Control transformation efforts.
• Maintain a strong control environment and ensure documentation is complete, accurate, and audit-ready.

Skills

Analytical thinking

Problem solving

Communication

Relationship building

Independent prioritization

Education

Bachelor's degree in Accounting, Finance, Economics, Mathematics, or related field

Tools

Excel

Power BI

SQL

Python

Job description

SMBC Group in Charlotte is seeking a Product Control Analyst to support Coverage & Capital Markets and Structured Finance Solutions. You will be a key control point between Front Office, Finance, Risk, Treasury, Accounting, and Regulatory Reporting, ensuring integrity of daily P&L and balance sheet reporting.

The role offers exposure to lending, structured finance and capital markets activities, with opportunities to influence governance, automation, and reporting.