Hybrid Product Control Analyst – Lending & Markets

SMBC; Charlotte (NC); Hybrid; USD 65,000 - 95,000; Full time

Job summary

SMBC is seeking a Product Control Analyst in Charlotte to support the Coverage & Capital Markets and Structured Finance Solutions businesses. You will help ensure daily P&L integrity, balance sheet accuracy, and robust financial controls, working closely with Front Office and control functions.

The role emphasizes collaboration, governance, and process improvements across lending, structured finance, and capital markets activities within a hybrid work model.

Qualifications

• Bachelor's degree in Accounting, Finance, Economics, Mathematics, or related field.
• 0-3 years of experience in Product Control, Finance, Accounting, Audit, Risk, Treasury, Banking, or related fields.
• Strong analytical, problem-solving, and communication skills.
• Self-starter with the ability to operate independently and effectively manage priorities in a hybrid, geographically dispersed environment.

Responsibilities

• Perform daily and monthly P&L reporting, validation, and analysis across lending and structured finance activities, ensuring the accuracy and integrity of financial results.
• Support financial control and reconciliation, month-end close, quarterly regulatory reporting processes.
• Develop strong relationships with Front Office, Risk, Accounting, Finance, Regulatory Reporting stakeholders to understand transaction economics, revenue drivers, business strategy, and new business activity.
• Participate in business reviews, transaction discussions, and initiatives aimed at enhancing transparency, governance, and business ownership of reported financial results.
• Contribute to process improvements, reporting enhancements, automation initiatives, and strategic Product Control transformation efforts.
• Maintain a strong control environment and ensure documentation is complete, accurate, and audit-ready.

Skills

Analytical skills

Communication skills

Problem-solving

Relationship building

Hybrid work adaptability

Education

Bachelor's degree in Accounting, Finance, Economics, Mathematics, or related field

Tools

Power BI

SQL

Python

Job description

SMBC is seeking a Product Control Analyst in Charlotte to support the Coverage & Capital Markets and Structured Finance Solutions businesses. You will help ensure daily P&L integrity, balance sheet accuracy, and robust financial controls, working closely with Front Office and control functions.

The role emphasizes collaboration, governance, and process improvements across lending, structured finance, and capital markets activities within a hybrid work model.