Product Analyst, Risk Strategy

U.S. Bank; Cincinnati (OH); Hybrid; USD 76,000 - 89,000; Full time

Benefits offered by this job

Healthcare benefits

401(k) and retirement plan

Paid vacation

Job summary

U.S. Bank is seeking a Product Analyst in Risk Strategy to execute testing ensuring compliance with disclosures and internal policies. You will partner with lines of business and RCA teams to address gaps, minimize losses from process failures, and escalate risks as needed.

Strong analytical and communication skills are essential in a hybrid environment. Qualifications include a Bachelor's degree (or equivalent) and 3+ years of relevant experience, with proficiency in data analysis, risk

Qualifications

• Bachelor's degree or equivalent work experience.
• 3+ years of applicable risk/analytical experience preferred.
• Strong attention to detail and ability to manage priorities.

Responsibilities

• Execute testing to ensure compliance with disclosures and policies.
• Identify gaps and partner with business units to implement solutions.
• Escalate risks as appropriate and support risk management framework.
• Communicate findings clearly to stakeholders and RCA teams.

Skills

Data analysis

Risk assessment

Regulatory knowledge

Project management

Communication skills

Education

Bachelor's degree

Tools

Microsoft Office

Job description

## Product Analyst, Risk StrategyApply: Cincinnati, OH: Owensboro, KY: Minneapolis, MN: Full time: Posted Today: End Date: November 26, 2026 (27 days left to apply): 2026-0033820At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.## **Job Description** The ***CBB Risk Strategy Product Analyst*** will execute ongoing testing targeting complete populations to ensure compliance with applicable disclosures, internal policies and procedures, and other applicable federal, state and local laws and regulations, as assigned. Product Analysts identify gaps and parter across functional areas to inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors. Identifies, responds and/or escalates risks as appropriate to support the Deposits and Lending areas.***Position Highlights**** Partners with their assigned Line of Business, other Risk/Compliance/Audit (RCA) professionals, and RCA Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management framework* Participates in projects and/or activities that ensure compliance with applicable federal, state, and local laws and regulations* Identifies gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors* Identifies, responds and/or escalates risks as appropriate. Serves as a functional liaison between the Line of Business and the Lines of Defense***Basic Qualifications**** Bachelor's degree, or equivalent work experience* Typically more than three years of applicable experience***Preferred Skills and Experience**** Background or understanding of data analysis techniques to create end user reporting* Background in testing with a focus on identifying customer harm and familiarity with customer remediation processes* Strong attention to detail and ability to independently manage priorities* Intermediate knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business* Intermediate understanding of the business line’s operations, products/services, systems, and associated risks/controls* Thorough knowledge of Risk/Compliance/Audit competencies* Strong analytical, process facilitation and project management skills* Effective presentation, interpersonal, written and verbal communication skills* Proficient computer navigation skills using a variety of software packages, including Microsoft Office applications and word processing, spreadsheets, databases, and presentations* Applicable professional certifications ***Hybrid/flexible schedule***The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days. If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.**Benefits:**Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:* Healthcare (medical, dental, vision)* Basic term and optional term life insurance* Short-term and long-term disability* Pregnancy disability and parental leave* 401(k) and employer-funded retirement plan* Paid vacation (from two to five weeks depending on salary grade and tenure)* Up to 11 paid holiday opportunities* Adoption assistance* Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by lawReview our full benefits available by employment status here.U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.**E-Verify**U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $75,820.00 - $89,200.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.**Posting may be closed earlier due to high volume of applicants.**