Private Wealth Credit Portfolio Manager

Texas Capital; Dallas (TX); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Health insurance coverage

Wellness program

Fertility and family building aids

Life and disability insurance

Retirement savings plans with a 401K (

Paid leave programs

Paid holidays

Paid time off (PTO)

Job summary

Texas Capital Bank seeks an experienced Associate Credit Officer/Portfolio Manager to support the Private Wealth line. You will own underwriting, assess risks, and collaborate with Analysts, Associates, and Relationship Managers to drive credit decisions from opportunity to close.

You will monitor portfolio quality, manage covenant reporting, and lead efforts to deliver best‑in‑class client service while aligning with Credit Administration and business goals.

Qualifications

• Bachelor’s degree in Finance, Accounting, Commercial Banking or equivalent program.
• 8+ years’ experience in Commercial or Corporate Banking with formal Credit training.
• Exceptional writing, interpersonal and communication skills.
• Demonstrated leadership and initiative.
• Strong MS Office skills for reports and presentations.

Responsibilities

• Oversight of credit related responsibilities for Analysts and Associates, including financial statement spreading and validation of underwriting models.
• Risk rating assessment and periodic relationship reviews.
• Credit agreement review and negotiation with Relationship Manager.
• Ownership of all credit approvals (new customers, modifications, renewals, increases, risk assessments).
• Identification of key risks and mitigants for each credit request.
• Ownership of policy exception identification.
• Direct and manage portfolio reviews.
• Validate covenant compliance and covenant management.
• Ownership of post‑approval modifications to ensure accurate reporting of credit exposure.
• Client management including day‑to‑day needs, contact meetings, and site visits.
• Client management in SalesForce.
• Oversight and in‑depth analysis of macroeconomic conditions, industry trends and lending practices.
• Ownership of portfolio reporting and analytics: grade‑migration, past‑dues, exceptions, coming‑due maturities.
• Identify cross‑sell opportunities.
• Partner with Special Assets Group for credit requests (as needed).
• Lead and/or support key initiatives to drive improvements in the delivery of credit solutions for clients and prospects.

Skills

Credit underwriting

Financial statement analysis

Client relationship management

Leadership

Communication

Team collaboration

Education

Bachelor’s degree in Finance, Accounting, Commercial Banking or equivalent/relevant program

Tools

Microsoft Office

Job description

Texas Capital Bank seeks an experienced Associate Credit Officer/Portfolio Manager to support the Private Wealth line. You will own underwriting, assess risks, and collaborate with Analysts, Associates, and Relationship Managers to drive credit decisions from opportunity to close.

You will monitor portfolio quality, manage covenant reporting, and lead efforts to deliver best‑in‑class client service while aligning with Credit Administration and business goals.