Private Client Advisor and Trust Officer

commercebank; Clayton (MO); On-site; USD 73,000 - 163,000; Full time

Job summary

Commerce Bank in Clayton, MO seeks a Private Client Advisor and Trust Officer to deliver comprehensive wealth management solutions for high-net-worth clients. You’ll build trusted relationships, develop detailed plans with clients and their advisors, and coordinate integrated services across investment, fiduciary, tax, and estate planning.

The role emphasizes fiduciary expertise, client-facing service, and collaboration with Commerce Trust partners to meet clients’ goals. CFP/CTFA preferred.

Qualifications

• Bachelor's degree or equivalent required.
• 3+ years of trust, wealth management or financial planning experience required.
• CFP and/or CTFA designation preferred or in progress.

Responsibilities

• Deliver comprehensive advice and customized wealth management solutions for high-net-worth clients and families.
• Manage a portfolio of fiduciary, IRA and investment management relationships.
• Maintain a professional presence and exceed client expectations.
• Develop comprehensive plans with the client's professional advisors and Commerce Trust partners.
• Collaborate proactively with internal partners to identify and service client needs while managing the overall client experience.
• Leverage internal resources to ensure integrated delivery of investment, fiduciary, tax, estate planning, insurance, credit and banking services.

Skills

Wealth management knowledge

Relationship management

Client-centric service

Analytical skills

Communication skills

Organization

Education

Bachelor's degree

CFP/CTFA designation or in progress

Tools

Microsoft Word

Microsoft Excel

Microsoft Teams

Outlook

Job description

About Working at Commerce

Building a career here is more than just steps on a ladder. It's about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn't stop there. Our culture is about our people, the ones in our communities and the ones that work with us.

Here, you'll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You'll have the space and resources to grow into the best version of yourself. Because our number one investment is you.

Creating an award-winning culture doesn't come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let's talk.

Compensation Range

Annual Salary: $72,500.00 - $163,000.00 (Amount based on relevant experience, skills, and competencies.)

For more than a century, Commerce Trust has been a leading provider of wealth management services including financial planning, estate and tax planning, investment management, private banking and trust administration services. Our approach to wealth management means assembling a team of seasoned wealth management professionals across disciplines who collaborate to ensure each client's financial journey is uniquely crafted for their goals. Commerce Trust is a division of Commerce Bank.

About This Job

The Private Client Advisor "PCA" and Trust Officer is accountable for the delivery of comprehensive advice and customized wealth management solutions for a portfolio of relationships comprised of fiduciary, investment management, and custody clients, and in their role as relationship manager is accountable for the overall client experience. The PCA book of business is represented by high-net worth clients and their families and multi-generational relationships. As a trusted advisor the PCA must develop an in depth understanding of the client's wealth related and personal goals and coordinate the development of a comprehensive plan with the client's professional advisors and Commerce Trust partners. In addition, the PCA will leverage the expertise of internal partners and expert resources to ensure integrated delivery of investment, fiduciary, tax, estate settlement, insurance, planning, credit and banking services to meet the client's goals and objectives.

Key components of position: Trust experience, relationship management experience, client-facing service skills, wealth management experience.

Essential Functions

• Deliver comprehensive advice and customized wealth management solutions for high-net-worth clients and families
• Effectively manage a portfolio of relationships comprised of fiduciary, IRA and investment management clients
• Maintain a professional presence and approach with a strong desire to exceed client expectations
• Develop comprehensive plans with the client's professional advisors and Commerce Trust Company (CTC) partners
• Collaborate proactively with internal partners to identify and service unique client needs while managing the overall client experience
• Leverage the expertise of internal partners and expert resources to ensure integrated delivery of investment, fiduciary, tax, estate planning, insurance, lending, credit and banking services to meet the client's goals and objectives
• Identify opportunities for the sale of investment management products and trust services
• Perform other duties as assigned

Knowledge, Skills & Abilities Required

• Broad knowledge of wealth management services, such as wealth transfer planning, taxation, estate planning and wealth management products and services acquired through work-related experience and continuing education
• Client centric and desire to exceed client expectations
• Strong analytical, problem solving and critical thinking skills
• Ability to maintain a valid driver's license and meet Commerce Bank's driving record criteria; ongoing employment may be contingent upon meeting all driving requirements
• Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
• Inquisitive, agile, and strong team player with excellent written, verbal, and interpersonal communication skills
• Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
• Advance level proficiency with Microsoft Word, Excel, Teams, and Outlook

Education & Experience

• Bachelor's degree or equivalent combination of education and experience required
• 3+ years of trust, wealth management or financial planning experience required
• Certified Financial Planner (CFP) and/or Certified Trust Fiduciary Advisory (CTFA) designation or current progress towards earning designation preferred

For this position, Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, y