Private Banking Operations Specialist: Wire & Risk Control

Safra National Bank; Miami (FL); On-site; USD 70,000 - 95,000; Full time

Job summary

Safra National Bank of New York is seeking a Middle Officer Operations Specialist to ensure accuracy, security, and efficiency in day-to-day financial operations. This role performs independent verification of wire transfers, online banking activities, and deposit account maintenance with strict adherence to regulatory requirements.

The candidate will collaborate with Front Office, Back Office and Compliance, carry out data entry in the wire processing platform Payplus, and support end-of-day

Qualifications

• 2–4 years of banking operations or wire transfer processing experience.
• Solid understanding of wire transfer regulations (Fedwire, SWIFT), OFAC, Reg E.
• Experience with back-office functions such as credit card processing and overall bank operations.
• Exceptional attention to detail, time management, and ability to multi-task in a fast-paced environment.
• Strong interpersonal and communication skills to work cross-functionally and uphold customer service standards.
• Portuguese language is required for the New York office opening.

Responsibilities

• Conduct daily independent verification and validation of outgoing and incoming domestic and international wire transfers, ensuring completeness, accuracy, and adherence to bank policies and regulatory requirements.
• Process and confirm transactions by reviewing authorized signatures, bank instructions and available balance as per our files.
• Work closely with Front Office, Back Office and other stakeholders to ensure execution of transactions and resolution of issues.
• Review and validate online banking transactions (e.g., internal transfers, ACH, stop payments, address changes) for proper authorization and risk alignment.
• Validate and support updates to deposit account records, including account openings, modifications, closures, and documentation changes, in compliance with internal controls.
• Accurately perform data entry of wire instructions into the wire processing platform, ensuring alignment with supporting documentation and established procedures.
• Monitor transaction queues and resolve exceptions in coordination with front office, compliance, and back-office teams.
• Escalate discrepancies, unusual patterns, or incomplete information in accordance with internal escalation protocols. Monitor and report any risk, ensure compliance with regulatory procedures, and mitigate risk of mistakes and fraudulent transactions. Investigate any discrepancies or anomalies.
• Support daily operational reporting and transaction logs to facilitate end-of-day balancing and audit trail preservation.
• Assist in periodic audits and internal control reviews by maintaining organized records and evidence of control checks.
• Contribute to process improvements, risk mitigation initiatives, and system enhancement testing as needed.
• Overview of day-to-day transactions under this role’s responsibility, this list is not all inclusive: Wire Transfer Callback, Wire Transfer Controls, Wire data entry and repairs in Payplus, Securities Transfer, Internal Transfers, Certificate of Deposit, DDA maintenance, Account Closing, Credit Card Maintenance, Review end-of-day transactions reports, Customer Service - Attend to inquiries from Account Officers

Skills

Private banking

Wire transfer processing

BSA/AML screening

SWIFT familiarity

Reg E/OFAC knowledge

Analytical skills

Communication skills

Education

Accounting/Finance/Business Administration degree

Tools

Microsoft Office

BPM System

Payplus

Job description

Safra National Bank of New York is seeking a Middle Officer Operations Specialist to ensure accuracy, security, and efficiency in day-to-day financial operations. This role performs independent verification of wire transfers, online banking activities, and deposit account maintenance with strict adherence to regulatory requirements.

The candidate will collaborate with Front Office, Back Office and Compliance, carry out data entry in the wire processing platform Payplus, and support end-of-day