Private Banking Officer

City National Bank (CNB); Miami (FL); On-site; USD 120,000 - 180,000; Full time

Job summary

City National Bank of Florida is seeking a Private Banking Officer to serve a portfolio of high-net-worth clients, including attorneys, CPAs, physicians, and entrepreneurs. You will act as a trusted advisor, grow loans and deposits, and cross-sell treasury management and other bank products.

The role requires 8–10 years lending experience, strong relationship management, and a track record of negotiating complex loans.

Qualifications

• Experience: 8-10 years of lending experience, with a proven track record of developing new loans and deposit business. Formal credit training preferred.
• Skills: Strong relationship management, sales, and marketing skills. Ability to structure and negotiate complex loan transactions.
• Education: Bachelor’s degree in Business, Finance, or a related field required. Master’s Degree preferred.
• Client Focus: Commitment to delivering the highest level of client service with prompt and efficient responses to client needs.
• Knowledge: Strong understanding of financial products, credit policies, and the private banking market.

Responsibilities

• Build Relationships: Manage and grow a portfolio of high-net-worth clients by developing new relationships and deepening existing ones.
• Drive Results: Meet or exceed individual sales and retention goals by expanding loans, deposits, and cross-selling bank products like Treasury Management Services.
• Deliver Solutions: Structure, negotiate, and close complex loan transactions while ensuring a deposit component is included in every new relationship.
• Provide Exceptional Service: Respond promptly to client requests, delivering efficient and personalized service to meet their financial needs.
• Collaborate: Partner with internal teams (Risk Officers, Treasury Management, Client Services) to deliver a seamless, full-service client experience.
• Manage Risk: Review and underwrite loan requests, monitor portfolio quality, and proactively address potential issues to minimize risk and ensure compliance.
• Engage in the Community: Represent the bank at social functions, business development events, and through association memberships to grow the Private Client Group clientele.

Skills

Relationship management

Sales

Marketing

Lending expertise

Credit knowledge

Education

Bachelor's degree in Business Administration or related field

Master's degree preferred

Job description

Overview

About the Role

Are you passionate about building relationships with high-net-worth clients and delivering exceptional financial solutions? As a Private Banking Officer, you'll serve as a trusted advisor to a portfolio of affluent clients, including attorneys, CPAs, physicians, and entrepreneurs. You'll drive business growth by developing new loans and deposit relationships, cross-selling bank products, and providing unparalleled client service. This role is ideal for a seasoned professional with strong lending expertise, relationship management skills, and a commitment to excellence.

What You'll Do:

• Build Relationships:Manage and grow a portfolio of high-net-worth clients by developing new relationships and deepening existing ones.
• Drive Results:Meet or exceed individual sales and retention goals by expanding loans, deposits, and cross-selling bank products like Treasury Management Services.
• Deliver Solutions:Structure, negotiate, and close complex loan transactions while ensuring a deposit component is included in every new relationship.
• Provide Exceptional Service:Respond promptly to client requests, delivering efficient and personalized service to meet their financial needs.
• Collaborate:Partner with internal teams (Risk Officers, Treasury Management, Client Services) to deliver a seamless, full-service client experience.
• Manage Risk:Review and underwrite loan requests, monitor portfolio quality, and proactively address potential issues to minimize risk and ensure compliance.
• Engage in the Community:Represent the bank at social functions, business development events, and through association memberships to grow the Private Client Group clientele.

Qualifications

What We're Looking For

• Experience:8-10 years of lending experience, with a proven track record of developing new loans and deposit business. Formal credit training preferred.
• Skills:Strong relationship management, sales, and marketing skills. Ability to structure and negotiate complex loan transactions.
• Education:Bachelor's degree in Business, Finance, or a related field required. Master's Degree, preferred.
• Client Focus:Commitment to delivering the highest level of client service with prompt and efficient responses to client needs.
• Knowledge:Strong understanding of financial products, credit policies, and the private banking market.

Education

• Bachelor's degree in Business Administration, or an equivalent combination of education and relevant professional experience, may be considered.

Special Instructions to Candidates

Equal Opportunity

City National Bank of Florida is an Equal Opportunity Employer. We do not discriminate based on race, color, religion, sex, national origin, age, disability, genetic information, protected veteran status, or any status protected by federal, state, or Florida law. We comply with the ADA and applicable Florida laws.

Interview Guidelines

To ensure a fair interview process, the use of AI wearables, AT tools, AI applications, or other external assistance is strickly prohibited.

Accommodations

If you require a reasonable accommodation to apply or participate in the hiring process, please contact our Talent Attraction team at [e-mail]