Private Bank, Margin Digital Experience, Product Manager, Executive Director

Aumni; Jersey City (NJ); On-site; USD 180,000 - 240,000; Full time

Job summary

JPMorgan Chase & Co. is seeking an Executive Director, Product Manager to own the Margin digital experiences for the US Private Bank.

You will drive the vision, roadmap, and delivery across advisor and client surfaces, modernizing legacy workflows and embedding AI to enhance decision-making and transparency. This role reports into the Private Bank Digital organization and partners across Technology, Design, and Risk teams.

Qualifications

• 10+ years in product management, with 5+ in financial services or lending digital products.
• Working knowledge of securities-based lending and margin mechanics.
• Proven modernization of legacy experiences onto modern platforms.
• Strong product discovery with data, feedback, and market insight.
• Hands-on AI experience embedded in product discovery and experiences.
• Ability to partner with Technology and Design to deliver complex digital products.
• Experience delivering regulated digital products with strong risk partnership.
• Ability to influence senior cross-functional stakeholders without direct authority.

Responsibilities

• Set the vision and multi-year roadmap for Margin digital capabilities across advisor and client journeys.
• Define the 'what' and the 'why' using client feedback, data, and market analysis.
• Lead platform modernization to unify fragmented workflows.
• Integrate Margin into the broader USPB digital ecosystem.
• Embed AI into the Margin experience to improve decision-making and efficiency.
• Run AI-led product discovery with market and internal capabilities analysis.
• Partner with Technology and Design to shape feasible, elegant solutions.
• Collaborate across Margin platform, Credit, Risk, Operations, and Business stakeholders.
• Operate within a regulated environment ensuring compliance with risk appetite and regulations.

Skills

Product management

Financial services

Wealth digital products

AI in product discovery

Cross-functional collaboration

Regulatory risk alignment

Stakeholder influence

Platform modernization

Job description

Role overview

J.P. Morgan U.S. Private Bank is hiring an Executive Director, Product Manager to lead the digital capabilities for our Margin product. Margin is a strategically important lending capability for our ultra-high-net-worth clients — and modernizing its digital experience is a direct lever for business growth. Better advisor tools, smarter client-facing experiences, and AI-enabled workflows will unlock new margin utilization, deepen client relationships, and open commercial opportunities that today are constrained by legacy screens and fragmented workflows.

You will own the vision, roadmap, and delivery for the advisor- and client-facing digital experiences that bring margin to life across the USPB digital ecosystem.

Job Responsibilities

• Set the vision and multi-year roadmap for Margin digital capabilities across USPB advisor and client journeys, tying each investment to measurable business outcomes — margin balances, utilization, advisor productivity, and client adoption.
• Define the "what" and the "why" — use client and advisor feedback, data, market analysis, and competitive insight to identify the highest-value problems to solve and shape the solutions that address them.
• Lead platform modernization — move legacy margin experiences onto modern, componentized digital platforms and unify fragmented workflows into a single, scalable experience.
• Integrate margin into the broader USPB digital ecosystem — ensuring margin shows up consistently and intuitively across advisor and client surfaces, with shared design patterns and services.
• Embed AI into the margin experience — identify where AI can meaningfully improve advisor decision-making, client transparency, and workflow efficiency, and translate those opportunities into shipped capabilities.
• Run AI-led product discovery — start from the problem and context, use AI to interrogate the market, vendor landscape, and internal platform capabilities, and ground recommendations in platform reality before moving to solutioning. Leverage modern multi-agent product discovery frameworks to accelerate idea-to-engineer-ready delivery.
• Partner closely with Technology and Design — work hand-in-hand with engineering and design partners to shape feasible, elegant solutions, make smart trade-offs, and deliver with pace and quality.
• Partner across the firm with Margin platform, Credit, Risk, Operations, and Business stakeholders to translate platform capabilities into differentiated digital experiences.
• Operate within a regulated environment — ensure digital capabilities honor the firm's credit risk appetite, regulatory requirements (Reg T/U, FINRA), and internal controls.

Required Qualifications, Capabilities and Skills:

• Experience - 10+ years in product management, with 5+ in financial services, wealth, or lending digital products
• Domain - Working knowledge of securities-based lending and margin mechanics; depth in digital product delivery
• Modernization - Proven track record modernizing legacy advisor or client experiences onto modern digital platforms
• Discovery - Strong product discovery skills — able to synthesize feedback, data, and market analysis into a clear point of view on what to build and why
• AI Fluency - Hands-on experience embedding AI into product discovery and product experiences
• Collaboration - Demonstrated ability to partner deeply with Technology and Design to shape and deliver complex digital products
• Risk & Controls - Experience delivering regulated digital products with strong risk partnership
• Influence - Experience influencing senior cross-functional stakeholders without direct authority

Preferred Qualifications, Capabilities and Skill:

• Experience serving UHNW clients and the advisors who support them.
• Familiarity with modern advisor and client digital platforms in a wealth management context.
• Exposure to agentic product development and modern AI-enabled discovery methods.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals. Join the Private Bank Digital team as Product Manager for the Margin Product.