Private Bank Credit Underwriter - Analyst

Goldman Sachs; Dallas (TX); On-site; USD 70,000 - 95,000; Full time

Job summary

Goldman Sachs' Private Bank within Asset & Wealth Management is hiring an Underwriting Analyst to support the credit underwriting process. You will gather financial statements, prepare initial spreads, analyze liquidity, and help document client profiles.

You'll collaborate with Associates, Underwriters, Bankers, and Risk teams to maintain files, assist in closing, and help identify red flags while learning core credit fundamentals in a fast-paced, high-volume environment.

Qualifications

• 1–3 years of experience in finance, credit underwriting, asset‑based lending, credit analysis, or credit risk.
• Strong analytical skills and proficiency with Excel and financial statement review.
• High level of accuracy, organization, and attention to detail.
• Strong communication skills and eagerness to learn credit fundamentals.

Responsibilities

• Collect and organize financial statements, tax returns, liquidity reports, and collateral documents.
• Prepare initial financial spreads, liquidity analyses, and exposure summaries.
• Assist with marketable securities analysis, LTV calculations, and collateral coverage reviews.
• Support Analysts and Underwriters with initial drafting of memo components and client summaries.
• Maintain credit files, internal databases, exposure systems, and workflow trackers.
• Support the documentation and closing process by coordinating with Legal, Compliance, and Operations.
• Perform data integrity checks and prepare materials for credit meetings and committee packages.
• Ensure that required documentation is collected and maintained in accordance with policy.
• Support periodic monitoring activities, including annual reviews, covenant checks, and collateral revaluations.
• Assist in identifying discrepancies or red flags in client information and escalating as appropriate.
• Work closely with Associates, Underwriters, Bankers, and Risk to ensure timely, accurate execution.
• Participate in team meetings, training sessions, and underwriting discussions.

Skills

Strong analytical skills

Attention to detail

High level of accuracy

Strong communication skills

Tools

Excel

Job description

Goldman Sachs' Private Bank within Asset & Wealth Management is hiring an Underwriting Analyst to support the credit underwriting process. You will gather financial statements, prepare initial spreads, analyze liquidity, and help document client profiles.

You'll collaborate with Associates, Underwriters, Bankers, and Risk teams to maintain files, assist in closing, and help identify red flags while learning core credit fundamentals in a fast-paced, high-volume environment.