AWM, Private Bank, Credit Underwriter, Analyst, Dallas, TX

Goldman Sachs; Dallas (TX); On-site; USD 70,000 - 95,000; Full time

Job summary

Goldman Sachs' Private Bank within Asset & Wealth Management is hiring an Underwriting Analyst to support the credit underwriting process. You will gather financial statements, prepare initial spreads, analyze liquidity, and help document client profiles.

You'll collaborate with Associates, Underwriters, Bankers, and Risk teams to maintain files, assist in closing, and help identify red flags while learning core credit fundamentals in a fast-paced, high-volume environment.

Qualifications

• 1–3 years of experience in finance, credit underwriting, asset‑based lending, credit analysis, or credit risk.
• Strong analytical skills and proficiency with Excel and financial statement review.
• High level of accuracy, organization, and attention to detail.
• Strong communication skills and eagerness to learn credit fundamentals.

Responsibilities

• Collect and organize financial statements, tax returns, liquidity reports, and collateral documents.
• Prepare initial financial spreads, liquidity analyses, and exposure summaries.
• Assist with marketable securities analysis, LTV calculations, and collateral coverage reviews.
• Support Analysts and Underwriters with initial drafting of memo components and client summaries.
• Maintain credit files, internal databases, exposure systems, and workflow trackers.
• Support the documentation and closing process by coordinating with Legal, Compliance, and Operations.
• Perform data integrity checks and prepare materials for credit meetings and committee packages.
• Ensure that required documentation is collected and maintained in accordance with policy.
• Support periodic monitoring activities, including annual reviews, covenant checks, and collateral revaluations.
• Assist in identifying discrepancies or red flags in client information and escalating as appropriate.
• Work closely with Associates, Underwriters, Bankers, and Risk to ensure timely, accurate execution.
• Participate in team meetings, training sessions, and underwriting discussions.

Skills

Strong analytical skills

Attention to detail

High level of accuracy

Strong communication skills

Tools

Excel

Job description

Across Asset & Wealth Management (AWM), Goldman Sachs empowers clients worldwide to reach their financial goals through advisor‑led planning, investment management, banking, and tailored lending solutions. Within AWM, the Private Bank delivers competitive borrowing and cash‑management products from Goldman Sachs Bank USA, strategically integrated with each client’s broader wealth strategy.

The Underwriting Analyst is an early‑career role responsible for supporting all aspects of the Private Bank’s credit underwriting process. Analysts focus on data gathering, preliminary financial analysis, exposure tracking, and documentation support. The position is designed to build foundational credit skills and provide exposure to a wide range of wealth‑driven lending solutions.

Key Responsibilities

Financial & Credit Analysis Support

• Collect and organize financial statements, tax returns, liquidity reports, and collateral documents.
• Prepare initial financial spreads, liquidity analyses, and exposure summaries.
• Assist with marketable securities analysis, LTV calculations, and collateral coverage reviews.
• Support Analysts and Underwriters with initial drafting of memo components and client summaries.

Operational & Execution Support

• Maintain credit files, internal databases, exposure systems, and workflow trackers.
• Support the documentation and closing process by coordinating with Legal, Compliance, and Operations.
• Perform data integrity checks and prepare materials for credit meetings and committee packages.

Risk & Controls

• Ensure that required documentation is collected and maintained in accordance with policy.
• Support periodic monitoring activities, including annual reviews, covenant checks, and collateral revaluations.
• Assist in identifying discrepancies or red flags in client information and escalating as appropriate.

Collaboration

• Work closely with Associates, Underwriters, Bankers, and Risk to ensure timely, accurate execution.
• Participate in team meetings, training sessions, and underwriting discussions.

Qualifications

Required

• 1–3 years of experience in finance, credit underwriting, asset‑based lending, credit analysis, or credit risk.
• Strong analytical skills and proficiency with Excel and financial statement review.
• High level of accuracy, organization, and attention to detail.
• Strong communication skills and eagerness to learn credit fundamentals.

Preferred

• Internship or experience in private banking, corporate lending, wealth management, or credit operations.
• Exposure to financial modeling or analysis coursework.

Success Factors

• Curiosity and desire to develop credit expertise.
• Strong work ethic and willingness to support multiple stakeholders.
• Ability to learn quickly in a dynamic, high‑volume environment.
• Dependable execution and commitment to accuracy.

Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.