Principal Software Engineer

HealthEquity, Inc.; United States; Remote; USD 138,000 - 182,000; Full time

Benefits offered by this job

Medical, dental, and vision

HSA contribution and match

Dependent care FSA match

Uncapped paid time off

Paid parental leave

401(k) match

Ongoing education & tuition assistance

Gym and fitness reimbursement

Job summary

HealthEquity, Inc. is seeking a Principal Software Engineer to lead architecture for enterprise finance systems and drive modernization across platforms such as NetSuite.

You’ll mentor engineers, set engineering standards, and partner with product and business stakeholders to deliver scalable, secure financial solutions. The role is remote in the United States, reporting to the Engineering leadership, with a focus on high-impact initiatives and cross-team collaboration to improve efficiency and

Qualifications

• Bachelor’s degree in Computer Science, Software Engineering, or related field (advanced degree preferred).
• 12–15+ years of software development experience including 5+ years in a senior leadership role.
• Proven experience designing, building, and implementing large-scale enterprise systems.
• Track record of driving technical innovation and modernization initiatives.
• Experience in the FinTech or financial systems domain.
• Specialized Knowledge, Skills, and Abilities.

Responsibilities

• Own architecture and technical direction for key finance initiatives, including Unified Billing and financial integrations.
• Lead cross-team engineering efforts across multiple scrum teams, ensuring alignment on design, standards, and execution.
• Design scalable, resilient systems that handle high-volume financial transactions with strong data consistency and auditability.
• Partner with product and business stakeholders to translate complex financial requirements into robust technical solutions.
• Drive modernization efforts, including migration and integration of platforms like NetSuite and related systems.
• Mentor engineers and guide engineering practices across the organization.
• Influence organization-wide engineering standards, including observability, reliability, security, and performance.
• Identify opportunities for AI/automation to improve developer productivity and operational efficiency.
• Act as a trusted advisor to leadership, contributing to long-term technical strategy and investment decisions.

Skills

C#

SQL

Python

Azure

Distributed systems

OpenAPI/Swagger

WCF

RabbitMQ

nServiceBus

Databricks

Education

Bachelor’s degree in Computer Science / Software Engineering or related field

Advanced degree preferred

Tools

Azure DevOps

CI/CD pipelines

Git

OpenAPI/Swagger

WCF

RabbitMQ

nServiceBus

Splunk

Databricks

Job description

Our Mission

Our mission is to SAVE AND IMPROVE LIVES BY EMPOWERING HEALTHCARE CONSUMERS.Come be part of remarkable.

Overview

At HealthEquity, we’re continuously evolving our technology platform to better serve our members, partners, and growing business. As we scale, we are investing in modern, resilient systems that enable innovation, improve efficiency, and ensure we can deliver reliable, high-quality experiences at every touchpoint.

We’re hiring a Principal Software Engineer to play a critical role in that journey. This is an opportunity to shape how our technology evolves—leading the design and development of scalable, enterprise-grade systems that support key business capabilities and long-term growth.

This position is ideal for a hands-on technical leader who thrives in complex environments—someone who can operate at both a strategic and execution level, guiding teams while contributing directly to solutions. You’ll also play a key role in mentoring engineers, elevating technical standards, and fostering a culture of continuous improvement.

How you can make a difference

You will operate at the intersection of technology, product, and business—bringing deep technical expertise while influencing outcomes that directly impact efficiency, scalability, and financial accuracy across the organization.

This is a highly visible role where your contributions will:

• Accelerate modernization of finance systems (e.g., NetSuite, billing platforms)
• Improve reliability, scalability, and data integrity of core financial workflows
• Influence architecture decisions across multiple teams and domains
• Drive engineering excellence and innovation, including AI-driven productivity

What you’ll be doing

• Own architecture and technical direction for key finance initiatives, including Unified Billing and financial integrations
• Lead cross-team engineering efforts across multiple scrum teams, ensuring alignment on design, standards, and execution
• Design scalable, resilient systems that handle high-volume financial transactions with strong data consistency and auditability
• Partner closely with product and business stakeholders to translate complex financial requirements into robust technical solutions
• Drive modernization efforts, including migration, integration, and optimization of platforms like NetSuite and related systems
• Mentor and guide engineers and tech leads, elevating technical depth and engineering practices across the organization
• Influence organization-wide engineering standards, including observability, reliability, security, and performance
• Identify opportunities for innovation, including applying AI/automation to improve developer productivity and operational efficiency
• Act as a trusted advisor to leadership, contributing to long-term technical strategy and investment decisions

What you will need to be successful

Education and Experience:

• Bachelor’s degree in Computer Science, Software Engineering, or related field (advanced degree preferred)
• 12–15+ years of software development experience, including 5+ years in a senior technical leadership or lead role
• Proven experience designing, building, and implementing large-scale, complex enterprise systems
• Demonstrated track record of driving technical innovation and modernization initiatives
• Experience in the FinTech or financial systems domain
• Specialized Knowledge, Skills, and Abilities

Technical Expertise :

• Expert-level proficiency in .NET, .NET Core, C#, SQL, and Python
• Strong experience with cloud-based development, particularly Microsoft Azure
• Deep expertise in Azure services including:
  • App Service, API Management, Service Bus
  • Application Insights, Application Gateway
  • Event Grid, Key Vault, Azure SQL
• Hands-on experience with Azure DevOps, CI/CD pipelines, and Git-based version control
• Experience with distributed systems and messaging frameworks (e.g., RabbitMQ, nServiceBus)
• Strong experience with relational databases (MySQL, Oracle, Microsoft SQL Server)
• Expertise with enterprise-grade platforms and frameworks, including IAM, caching, logging, and monitoring
• Familiarity with data platforms and tools (e.g., Databricks)

Application Development :

• Experience building and integrating APIs and services using OpenAPI/Swagger and WCF
• Solid understanding of front-end technologies (HTML, CSS, JavaScript, Angular)
• Strong knowledge of secure software development practices and application security compliance

Engineering Excellence :

• Experience with code quality, productivity, and testing tools (ReSharper, CodeRush, NCrunch)
• Familiarity with observability and monitoring tools (e.g., Splunk, Dynatrace)
• Strong debugging skills with ability to diagnose and resolve complex production issues
• Excellent analytical and problem-solving skills with ability to handle ambiguous, large-scale challenges

Leadership & Collaboration :

• Excellent leadership and influence skills across teams and organizations
• Strong communication skills (written and verbal), including ability to present complex technical concepts to leadership and stakeholders
• Customer-focused mindset with strong collaboration and partnership orientation
• Ability to mentor engineers and drive engineering best practices and standards

#LI-Remote

This is a remote position.

Salary Range

$137500.00 To $182000.00 / year

Benefits & Perks

The actual compensation offer is determined based on job-related knowledge, education, skills, experience, and work location. This position will be eligible for performance-based incentives and restricted stock units as part of the total compensation package, in addition to a full range of benefits including:

• Medical, dental, and vision
• HSA contribution and match
• Dependent care FSA match
• Uncapped paid time off
• Paid parental leave
• 401(k) match
• Personal and healthcare financial literacy programs
• Ongoing education& tuition assistance
• Gym and fitness reimbursement
• Wellness program incentives

Why work with HealthEquity

HealthEquity has a vision thatby2030 we will make HSAs as wide-spread and popular as retirement accounts.Weare passionate about providing a solution that allows American families to connecthealth and wealth. Join us and discover a work experience where the person is valued more than the position.

You belong at HealthEquity!

HealthEquity, Inc. is an equal opportunity employer, and we are committed to being an employer where no matter your background or identity – you feel welcome and included. We ensure equal opportunity for all applicants and employees without regard to race, age, color, religion, sex, sexual orientation, gender identity, national origin, status as a qualified individual with a disability, veteran status, or other legally protected characteristics. HealthEquity is a drug‑free workplace. For more information about our EEO policy, or about HealthEquity’s applicant disability accommodation, drug‑free‑workplace, background check, and E‑Verify policies, please visit ourCareers page.