Principal Risk Specialist (Auto - Data Risk)

Capital One; Plano (TX); On-site; USD 110,000 - 125,000; Full time

Job summary

Capital One is seeking a Principal Risk Specialist for Auto - Data Risk in Plano, TX. You will partner with business leaders to understand data needs, assess data policy impacts, and analyze data to identify risks and provide actionable insights for decision-making.

You will guide partners on data risk policies, work across functions, and escalate gaps to executives. The role emphasizes collaboration, strategic thinking, and delivering customer-focused risk solutions in a fast-paced environment.

Qualifications

• At least 3 years of experience in project, process, program, or risk management.
• Preferred: Bachelor's Degree
• Capable of working as a full-time employee

Responsibilities

• Develop a deep understanding of business strategies and data needs, including data products and services.
• Identify and assess the impact of changing data policies on business objectives.
• Analyze data to proactively identify risks and trends and provide insights to internal customers for decision-making.
• Provide guidance to business partners on implementing data risk policies and programs.
• Drive collaboration between data risk and other business support functions.
• Ensure independent escalation of data or other risk management gaps to executive management and partners.
• Identify opportunities to improve data risk practices and develop solutions to eliminate waste and enhance customer experience.
• Drive containment and remediation of data breakdowns with enterprise risk and business teams.

Skills

Data risk analysis

Risk management

Presentation to leadership

Cross-functional collaboration

Education

Bachelor's degree

High School Diploma or GED

Job description

Principal Risk Specialist (Auto - Data Risk)

As a Principal Risk Specialist in Capital One’s Financial Services Data Risk Office, you will be responsible for working with business partners to identify and mitigate potential data risks to Capital One. In this role, not only will you lean into your analytical and problem solving skills by developing and deploying innovative solutions to mitigate data risks to the Company, but you will also grow your strategic and influencing skills as you create and implement data risk strategies that enable the Company to win in the market. You will create order and sense out of complexity and uncertainty and enable confident, data-inspired decision making. In this role, you will thrive in a cross-functional and collaborative environment that values unique perspectives, rewards innovation, and challenges the status quo. As an integral member of the team, you will have a high level of exposure across the division partnering closely with senior business and data and technology leaders along with Enterprise Data and Operational Risk Management.

Responsibilities

• Develop a deep understanding of business strategies and data needs including data products and services
• Identify and assess the impact of changing data policies on business objectives
• Analyze data to proactively identify risks and trends and provide insights that support internal customers in decision-making
• Provide guidance and advice to business partners on implementing data risk policies and programs
• Drive collaboration between the data risk and other business support functions
• Ensure independent escalation of data or other risk management gaps, issues, and concerns to executive management and business partners
• Identify opportunities to improve data risk management practices and develop solutions to perfect it, eliminate waste, and enable the delivery of an exceptional customer experience
• Drive containment and remediation of data breakdowns in conjunction with enterprise risk and business teams

Qualities of a Successful Candidate

• Curious and Analytical - You ask why, explore possibilities, and bring your unique perspective to the table. You are comfortable with ambiguity and are a truth seeker. You make it your business to master the data and signals to drive innovative solutions that are grounded in evidence.
• Communicative and Influential - You communicate complex ideas concisely and convincingly. You adjust your communication to your audience and are comfortable with presenting to executive leadership.
• Discerning and Deliberative - You are careful and methodical, navigate uncertainty and risks expertly, and have a knack for steering the team away from impulsive or ill-informed decisions.
• Action-Oriented and Results-Driven - You have a desire to take action, try new things, and sometimes fail. Roadblocks won’t set you back, because you’ll stay focused on your goals. You’re organized, able to juggle multiple deliverables, and prioritize your work while keeping the customer at the forefront of everything you do.
• Up for a Challenge and Fungible - Big, undefined, unfamiliar, and complex problems will be exciting for you as you work to identify well-rounded solutions. You have an insatiable appetite for learning, and are constantly seeking out new challenges.
• Passionate and Customer-Focused - You are customer obsessed. You make it your business to understand their needs and their goals and are not satisfied with anything less than an exceptional customer experience.
• Collaborative and Team-Oriented - You value diverse perspectives and seek insights from others. You bring energy to the group and rally them around a common goal.

Qualifications

• High School Diploma, GED or equivalent certification
• At least 3 years of experience in project, process, program, or risk management
• Preferred: Bachelor's Degree
• Preferred: 2+ years of experience in presenting to senior leadership
• Preferred: Ability to analyze trends, determine root cause, and propose solutions
• Capable of working as a full-time employee

Salary and Benefits

Plano, TX: $109,900 - $125,400 for Principal Risk Specialist. Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

Additional Information

This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the NewYork Correction Law; San Francisco, California Police Code Article 49, Sections 4901‑4920; NewYork City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [e-mail]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [e-mail].

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC). At Capital One, we’re building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit.