Pricing Exception and Controls Lead Analyst

Citi; Charlotte (NC); On-site; USD 85,000 - 115,000; Full time

Benefits offered by this job

Medical, dental & vision coverage

401(k) plan

Paid time off

Job summary

Citi is seeking a talented individual to join its Pricing team for Consumer and Small Business. This role involves developing and managing pricing strategies for deposit products, including Checking and Savings accounts. Candidates should have a minimum of 5 years of experience in financial services products and possess strong analytical and problem-solving skills.

The position requires excellent communication abilities and a Bachelor’s degree in a quantitative field. Citi offers a comprehensive benefits package that includes medical coverage, 401(k), and paid time off.

Qualifications

• 5+ years experience with financial services products/pricing, and knowledge on deposit laws.
• Ability to work in a fast-paced, dynamic environment.
• Understanding key revenue and expense drivers for deposits.

Responsibilities

• Develop and improve control reporting within the Pricing team.
• Support Pricing Strategies and manage approvals for Pricing Exceptions.
• Analyze competitive pricing landscapes to identify opportunities.

Skills

Financial services products/pricing

Strong communication skills

Analytical skills

Problem-solving skills

Advanced Excel

PowerPoint skills

Visual Basic

SAS

SQL

Tableau

Python

Education

Bachelor's degree in finance, economics, business or similar

Master's degree preferred

Job description

Overview

The Pricing team for Consumer and Small Business within US Retail Bank and Citigold provides market intelligence, pricing strategy and analytics for Consumer and Small Business deposit products. Core products include Checking, Savings, Money Market and Certificate of Deposit accounts. The pricing team applies a disciplined analytical decision‑making process and focuses on driving profit and market share growth.

Responsibilities

• Develop, maintain and improve control reporting and activities within the Pricing team.
• Support current and future Pricing Strategies and work with internal partners to deliver the necessary controls required to launch Pricing Strategies.
• Manage the day‑to‑day approvals and processes for Pricing Exceptions.
• Assist in development and analysis of strategic product and pricing roadmaps, enhancements and development to drive Deposit growth and revenues. This includes analyzing competitive industry landscapes to identify relative trends, threats, and opportunities for pricing.
• Participate in day‑to‑day pricing management for core products.
• Execute pricing that supports the client value propositions, positioning, segmentation, and competitive differentiation to achieve preferred status as a partner to Citi clients.
• Provide informal guidance or on‑the‑job training to new team members.
• Contribute to the achievement of Deposit targets and revenue performance as well as identify and execute opportunities to deliver the business plan.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm’s reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgement regarding personal behaviour, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Recommended Qualifications

• 5+ years of experience with financial services products/pricing, in Business controls, Operational Risk and/or internal audit; Ideal candidates will have both strategic and tactical abilities and knowledge on deposit laws and regulations.
• Degree in a quantitative field such as finance, economics, business, or similar preferred.
• Strong ability to communicate / present ideas and plans verbally and in writing.
• Ability to work in a fast paced, dynamic environment while carrying multiple projects at any given time.
• Understanding key revenue and expense drivers for Deposits and financial planning basics.
• Advanced Excel, PowerPoint, and Visual Basic skills.
• Experience with SAS, SQL, Tableau or Python a plus.
• Ability to work unsupervised and adjust priorities quickly as circumstances dictate.
• Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements.
• Demonstrated analytical skills.
• Demonstrated problem‑solving and decision‑making skills.

Education

• Bachelor’s degree/University degree. Master’s degree preferred.

Benefits

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For more information about Citi employee benefits, please visit citibenefits.com.

Equal Employment Opportunity Statement

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.