Post Closing Document Review Specialist

Ameris Bank; Atlanta (GA); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) plan

Life Insurance

Paid time off

Job summary

Ameris Bank is seeking a Post-Closing Document Review Specialist to perform review of consumer and commercial loans. The role focuses on quality control, compliance, and process improvements across closing and processing operations.

The position requires strong attention to detail, advanced Microsoft Office skills, and effective communication to resolve issues and ensure accurate loan documentation.

Qualifications

• Bachelor’s degree or equivalent combination of education and experience required.
• Advanced knowledge of financial covenants and loan closing processes.
• Experience with banking software and document storage tools.
• Ability to read, analyze and interpret commercial loan documents.

Responsibilities

• Reviews closed loan packages and post-closing documentation for accuracy, sufficiency, completeness, compliance and proper execution according to bank policy and regulatory requirements.
• Identifies discrepancies and issues, facilitates resolution, and takes corrective actions.
• Collaborates with loan operations partners, third parties and attorney on outstanding ticklers.
• Monitors compliance and performance trends to identify and recommend areas of opportunity for training or process improvements.
• Prepares, maintains, and reviews documentation, records and data.
• Uses tickler system and software applications to track, monitor, update and maintain status and records.
• Maintains compliance with internal controls, operational procedures and risk management policies.
• Works to understand the root causes of complex customer service issues. Identifies and implements resolutions.

Skills

Advanced Microsoft Office

Professional communication

Task prioritization

Relationship building

Detail orientation

Analytical thinking

Loan compliance knowledge

Loan document literacy

Education

Bachelor’s degree

Tools

Banking software

Document storage software

Job description

Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app. Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you’ll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer’s needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and purpose and how you can bring it to life as an Ameris Bank teammate.

The Post-Closing Document Review Specialist performs review of consumer and commercial loans. The position executes quality control activities and identifies trends to improve compliance and quality of loan closing and processing operations while demonstrating the Ameris Vision, Purpose, Expectations and Values. Performs other projects and duties as assigned.

Essential Functions, Duties, and Responsibilities

• Reviews closed loan packages and post-closing documentation for accuracy, sufficiency, completeness, compliance and proper execution according to bank policy and regulatory requirements.
• Identifies discrepancies and issues, facilitates resolution, and takes corrective actions.
• Collaborates with loan operations partners, third parties and attorney on outstanding ticklers.
• Monitors compliance and performance trends to identify and recommend areas of opportunity for training or process improvements.
• Prepares, maintains, and reviews documentation, records and data.
• Uses tickler system and software applications to track, monitor, update and maintain status and records.
• Maintains compliance with internal controls, operational procedures and risk management policies.
• Works to understand the root causes of complex customer service issues. Identifies and implements resolutions.

Required Knowledge, Skills and Competencies

• Advanced skills in Computer and Microsoft Office.
• Able to effectively and persuasively express self, using language and grammar in a professional manner.
• Able to plan, organize and prioritize tasks.
• Able to provide a high level of interactive service to others, building relationships and addressing identified needs.
• Able to analyze and record detailed information and produce accurate, high quality work products.
• Able to research, analyze, identify viable options, draw sound conclusions, and present findings.
• Thorough knowledge of financial covenants, business entities, standard and non-standard loan products.
• Thorough knowledge of loan compliance policy and closing processes.
• Able to manage and organize a high volume of documents.
• Able to read, analyze and interpret commercial loan documents.
• Able to perform accurate calculations and transactions.

Industry and Work Experience

• 3 or more years of experience as a Loan Closing Coordinator, Loan Closing Specialist or equivalent role.
• Experience using relevant banking and document storage software applications.
• Banking compliance experience preferred.

Academic

• Bachelor’s degree or equivalent combination of education and experience required.

Benefits Available to Employees

• Medical, Dental and Vision Insurance
• Ameris Bank absorbs a major portion of the cost of healthcare.
• You become eligible for coverage on the first of the month following 30 days of employment
• Life Insurance provided at no additional cost to employees
• Accidental Death & Dismemberment Coverage
• Long-Term Disability Coverage
• Paid Sick and Vacation Leave
• 11 Holidays
• Volunteer/Service Day
• Employee Stock Purchase Plan
• 401(k) Retirement Plan Ameris Bank matches 50% of your first 8% of contributions to the plan
• Flexible Spending Accounts
• Health Savings Account
• Health Reimbursement Arrangement
• Supplemental Life & Other Insurance Plans
• Identity Theft Protection
• Pet Insurance
• Legal Insurance
• Employee Assistance Program
• Employee Advocacy Program
• Tickets at Work (Entertainment discounts for Ameris Bank Employees)
• AT&T Employee Discount
• Wellness Discounts for Medical Premiums and Other Rewards
• Employee Referral Incentive
• Education Assistance
• Employee Resource Groups

Banking Advantages for Employees

• Free Interest Checking
• Free Safe Deposit Box
• Free Money Orders, Travelers’ Checks and Cashier Checks
• Discount on Mortgage Origination Fee
• Free Online Banking and Free Unlimited Online Bill Payment
• Employee Banking Perks

Disclaimer

The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position. All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicantss of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Ameris Bank understands that your financial well-being is deeply personal. Whether it's managing your hard-earned money, growing your business, or buying a home, you deserve a financial partner who truly sees and hears you. That's why Ameris Bank is fiercely committed to being by your side every step of the way, offering tailored financial solutions designed to empower you to achieve your goals.