Portfolio Servicing Specialist

F.N.B. Corporation; Pittsburgh (Allegheny County); On-site; USD 60,000 - 85,000; Full time

Job summary

F.N.B. Corporation is seeking a Portfolio Servicing Specialist 1 in Pittsburgh to assist in monitoring the existing Retail Business Banking portfolio. The role supports the branch with structuring loans, answering questions, and generating monthly management reports.

Responsibilities include following up on critical reports, advising on loan modifications, and maintaining logs of modification requests, while ensuring compliance with risk management and regulatory requirements.

Qualifications

• BA or BS degree required.
• 3+ years of job-related experience.
• Experience in monitoring commercial loan portfolios and credit reviews.

Responsibilities

• Follows up with branch personnel on reports and makes recommendations on restructuring of loans.
• Recommends loan modification strategies.
• Maintains a log of modification requests monthly.
• May be cross trained on more complex deals based on credit criteria.
• Performs related duties to support risk management and reporting.

Skills

Project management

Communication

Organizational skills

Analytical skills

Interpersonal skills

Customer service

MS Word

MS Excel

MS PowerPoint

CRIF software

Customer Information System

Director

Education

BA or BS

Tools

CRIF software

Customer Information System

Director

Job description

Primary Office Location

626 Washington Place. Pittsburgh, Pennsylvania. 15219.

Join our team. Make a difference - for us and for your future.

Portfolio monitoring to include, but not limited to, annual reviews of credits exceeding $1,000,000 commercial aggregate exposure and modifications for existing credits. This would include financial statement analysis and strong understanding of commercial loan structure and collateral evaluation.

Position Title

Portfolio Servicing Specialist 1

Business Unit

Retail Lending

Reports to

Manager of Retail Loan Servicing

Position Overview

This position is primarily responsible for assisting in monitoring the existing Retail Business Banking portfolio along with performing a variety of other duties for support to the branch including structuring loans, answering commercial loan questions, working reports such as the Matured Loan Report and the Paid Loans Report, handling all issues and problems that may arise with the loan prior to amending or modifying loan terms and providing monthly updates for management reporting to the Quality Control and Compliance Specialist.

Primary Responsibilities

• Follows up with branch personnel on reports such as the Matured Loan Report, Paid Loans Report, etc. distributed by the Quality Control and Compliance Specialist and makes recommendations to the Manager of Small Administration on re-structuring of loans, releasing of collateral, etc.
• Recommends and aids branch personnel on how to best handle loan modification requests.
• Maintains a log of modification requests on a monthly basis.
• May be cross trained to do more complex deals and making recommendations based upon the credit criteria of the borrower such as repayment capacity, credit worthiness, collateral value of asset securing the loan, etc.
• Performs other related duties and projects as assigned.
• All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program.
• F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Level of Education Required to Perform the Primary Responsibilities of this Position

BA or BS

Minimum # of Years of Job-Related Experience Required to Perform the Primary Responsibilities of this Position

3

Skills Required to Perform the Primary Responsibilities of this Position

• Excellent project management skills
• Excellent communication skills, both written and verbal
• Excellent organizational, analytical and interpersonal skills
• Excellent customer service skills
• Ability to use a personal computer and job-related software
• MS Word - Basic Level
• MS Excel - Intermediate Level
• MS PowerPoint - Basic Level
• Experience with industry related software such as CRIF software, Customer Information System and Director.

Licensures/Certifications Required to Perform the Primary Responsibilities of this Position

N/A

Physical Requirements Or Work Conditions Beyond Traditional Office Work

N/A

Equal Employment Opportunity (EEO)

It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.

FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.