Investment Real Estate Underwriting Portfolio Manager 2

First National Investment Services Company L L C; Pittsburgh (Allegheny County); Presencial; USD 110.000 - 150.000; Jornada completa

Descripción de la vacante

F.N.B. Corporation is seeking an Investment Real Estate Underwriting Portfolio Manager 2 to oversee a commercial real estate loan portfolio, perform credit underwriting, and monitor construction projects. The role includes supporting relationship managers, maintaining regulatory compliance, and mentoring junior staff.

The position emphasizes writing clear analyses, presenting credit actions, and achieving strong portfolio performance while complying with bank policies and risk appetite.

Formación

• BA or BS degree.
• Minimum of 3 years of related experience.
• Excellent project management and communication skills.

Responsabilidades

• Underwrite, monitor, and analyze Investment Real Estate loan portfolios with emphasis on timely risk identification.
• Lead complex transactions including construction loans and multi-structure financings; communicate credit recommendations clearly.
• Monitor portfolio KPIs/KRIs and ensure compliance with policy and regulatory standards.
• Support Commercial Relationship Managers to optimize client relationships and creditability.
• Maintain regulator and auditor expectations through robust underwriting and documentation.
• Collaborate on group-wide process improvements; mentor junior underwriting staff.
• Present credit actions in written analyses and in committee meetings as needed.
• Perform other related duties and projects as assigned.

Conocimientos

Project management

Communication

Analytical skills

Interpersonal skills

Customer service

PC proficiency

MS Word

MS Excel

MS PowerPoint

Investment Real Estate lending

Commercial banking regulations

Educación

BA or BS

Descripción del empleo

Primary Office Location

626 Washington Place. Pittsburgh, Pennsylvania. 15219.

Join our team. Make a difference - for us and for your future.

Position Title: Investment Real Estate Underwriting Portfolio Manager 2

Business Unit: Credit

Reports to: Investment Real Estate Underwriting Portfolio Manager Team Leader

Position Overview

Responsible for managing a designated Commercial Investment Real Estate loan portfolio, including portfolio management, credit underwriting, construction monitoring, and ensuring compliance with bank and regulatory guidelines. Responsible for the quality of underwriting and ongoing portfolio management metrics for portfolio under purview. Assists Commercial Relationship Managers in the management of client relationships while maintaining a high degree of creditability. Acts as a mentor to junior team members. The incumbent typically works on loans/portfolios of medium complexity as the incumbent’s work requires some oversight.

Primary Responsibilities

• Responsible for underwriting, monitoring, and analyzing assigned Investment Real Estate portfolio. Ensure risks are identify timely, maintaining a high degree of accuracy and quality underwriting, and portfolio management practices are aligned with the bank's risk appetite and heightened regulatory standards. Maintain professional development and measurable objectives.
• Leader on complex transactions including construction loans and related monitoring, multi-level capital structures, and/or large developments while demonstrating excellent communication skills in a clear, concise manner to effectively solve problems/make recommendations regarding credit structure, risk, appropriate risk ratings and policy compliance.
• Monitors and ensures assigned portfolio is within acceptable tolerances as well as published KPIs/KRIs.
• Assists Commercial Relationship Managers in the management of client relationships while maintaining a high degree of creditability. Optimize customer relationships working directly with Relationship Managers.
• Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of Policy Exceptions, and appropriate underwriting stress analysis of credits underwritten.
• Works with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements. Acts as a mentor to junior Underwriting Portfolio Managers.
• Effectively present proposed credit actions in written analysis document and as necessary, verbally in various committee and meetings.
• Performs other related duties and projects as assigned.

All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Level of Education Required to Perform the Primary Responsibilities of this Position

BA or BS

Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position

3

Skills Required to Perform the Primary Responsibilities of this Position

• Excellent project management skills
• Excellent communication skills, both written and verbal
• Excellent organizational, analytical and interpersonal skills
• Excellent customer service skills
• Ability to use a personal computer and job-related software
• MS Word - Basic Level
• MS Excel - Intermediate Level
• MS PowerPoint - Basic Level
• Knowledge of a wide range of Investment Real Estate lending, underwriting practices, and banking practices
• Knowledge of commercial banking policies, procedures and government regulations

Licensures/Certifications Required to Perform the Primary Responsibilities of this Position

N/A

Physical Requirements or Work Conditions Beyond Traditional Office Work

Travel may be required on occasion

Equal Employment Opportunity (EEO)

It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.

FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.